Kiwi Car Loans

Kiwi Car Loans is a Registered Financial Service Provider / FSP238645

About Kiwi Car Loans

Kiwi Car Loans specializes in vehicle finance - this means we're not like so many of the other lenders out there who claim to the best at all things finance - we stick to what we know and we know car loans.

This means that when you deal with us you're dealing with a finance company that will give you a package that will suit your budget, lifestyle and needs.

Experienced, Reliable And Fast

As a car finance company with many years in the business we know what it takes to satisfy our customers and ensure they receive a tailored loan package that meets their needs and doesn’t skimp on the little extras they deserve. We're experienced, reliable and fast and that's why so many kiwis choose to use us.

What Kiwi Car Loans can offer you

Car loans can be very tricky and there is a little bit of information that you need to be aware of before signing a car loan contract.

If you want pre-approval so as to walk into a dealership with confidence then Kiwi Car Loans can offer you just that - quick pre-approval that counts!

Our Lenders, Loans and Rates

Our credit providers include lenders like UDC, Marac, Dorchester, Oxford and Finance Now. We offer loans with interest rates as low as 11.95% per annum up to 28.95% however, the interest rate you are offered will depend on your individual circumstances.

In a Nutshell

  •  Loan minimum $1,000
  •  Loan maximum $80,000
  •  Interest rate From 11.95% to 28.95% per annum
  •  Loan term minimum 1 year
  •  Loan term maximum 5 years
  •  Average processing time 2 hours
  •  Online application
  •  Secured loan option
  •  Bad credit consideration

Accessing Kiwi Car Loan's Fantastic Range of Solutions

In order to apply for a loan you must be over 18, be a resident of New Zealand, be employed or self-employed and earning a stable income as well as hold an unrestricted drivers licence.

If you meet these minimum requirements we welcome you to apply for your car loan today!

Do you Meet our Minimum Application Requirements?

Once you’ve checked to make sure that you meet our minimum requirements to apply for a vehicle loan you can then proceed to fill in out online loan application form. We will require a completed loan application from all customers who meet our minimum application requirements. Once this is one we will then contact you to request the supporting documents.  

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Valid identity document
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Car Insurance
  • Bike loans
  • Caravan loans
  • Boat loans

Contact Details

  •  0800 008888
  •  (09) 3550383
 Visit Website Apply Directly


 Postal Address

  • PO BOX 11798, Ellerslie, Auckland, 1542, New Zealand