Rating based on 1,412 reviews
About Yes Finance
One of the things that we care most about at Yes Finance is good customer care.
We simply offer better rates and terms and conditions and we offer you a faster and better service with more flexible lending requirements. We will always listen to your needs to ensure you get what you want and need!
Apply for credit from the comfort of home
When you need an affordable yet flexible car loan to purchase you dream car, van, boat or bike Yes Finance can help you quickly and easily. We're a Auckland based lender but offer a nationwide service through our online website which allows you to apply for finance from the comfort of your own home.
What Yes Finance can offer you
We offer personal loans and car loans that range from $2,000 to $50,000 with interest rates that start from as little as 11.95%!
If you're ready to step into your new ride contact us today to discuss you vehicle finance needs and see how much you could save with Yes Finance!
Affordable Installments and Decent Loan Sizes
These car loans are all affordable and flexible - which means even if you have a low income or many monthly expenses you will be able to afford the weekly installments. Although we do require applicants to have a decent credit history to be approved - we consider all applications and accept guarantor applications.
0 % Per annum
In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
Apply for a car loan online and get a YES!
At Yes Finance we offer an online loan application that is quick and can be completed from the comfort of your own home in just a few minutes.
With Yes Finance you don’t have to make your way to our offices to apply and we offer you a 34-hour loan turnaround time!
Don’t waste time - apply online with us and get approved fast
Worried that you won't be able to get your car finance fast enough? Well, we offer one of the speediest cash loan services in the country and invite you to take advantage of it! This is because we have specifically designed our online application to initially gather only your basic information, enabling us to perform a fast evaluation to see whether or not we can help you. So put the power back where it belongs - in your hands with a flexible and affordable car loan from Yes Finance - it's affordable, flexible and absolutely stress-free!
The application process
After we've concluded that we can help you with a loan, we'll then ask you to fill out an application that is more detailed- the more information you can provide us, the quicker we'll be able to let you know what your outcome is. You do have the option, however, to request that we call you to complete the rest of your application, should you prefer it. We'll be more than happy to help.
Help whenever you need it
Should you find yourself stuck or perhaps you have questions about your application, our expert lenders are readily on stand-by to assist you.
See how much you could borrow
Use our car loan calculator to work out how much you could borrow. Although this is a useful tool, it is merely meant to give you an idea of the amount you can borrow and therefore should not be taken as an official offer from us. Only after submitting your application and a full assessment of your situation will we be able to determine what you can borrow and what your repayment amounts will be.
Eligibility & Requirements
- Full or restricted drivers license
- Stable address history
- 18 years or older
- NZ resident
- Earning a stable income
- Credit check
- Good credit history
- 30 day bank statements
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Vehicle loans
- Marine loans
- Debt consolidation loans
- Cash loans
- Goods loans
- Holiday loans
- Business loans
Customer Reviews & Testimonials
Yes Finance treats their customer's the way customers should be treated. I'm one very happy customer!
— Auckland —
My application was processed so quickly I didn't have to wait forever to hear from Yes Finance, which also meant I didn't have to wait very long to get the money I needed to finance my car.
— Dunedin —
- 6F Sharkey Street, Auckland, Auckland, 2016, New Zealand
- PO Box 23008, Hunters Corner, Auckland, 2155, New Zealand
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday 09:00 – 13:00
- Sunday Closed –