AA Finance

About AA Finance

While AA is well known for its top-class vehicle breakdown assistance the company has an entire variety of products and services such as vehicle repair services, vehicle loans, fuel cards and so much more.

Becoming a member allows you to access premium services at great rates.

A Company you can Trust

As a company with a rich 20 year history we have amassed a loyal base of customers who rely on us for all their motor vehicle needs and trust us to be there for them in an emergency and it's no different when it comes to car financing for the purchase of a vehicle.

What AA Finance can offer you

AA Finance offers Kiwis a variety of vehicle financing options which allow customers to buy a new or used car, motorbike or boat.

Our car loans carry fixed interest rates that range from 9.95% to 15.95% and loan terms from 12 to 60 months.

Apply Online in just Minutes

With AA's convenient online loan application you can save both time and money by securing the finance you need from the comfort of your own home. In addition to the loan, all successful applicants will receive an AA Smartfuel card that offers 50 cents off each litre of fuel.

In a Nutshell

  •  Loan minimum $5,000
  •  Interest rate From 9.95% to 15.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 5 years
  •  Average processing time 1 hour
  •  Online application
  •  Secured loan option
  •  Bad credit consideration

How to get a Car Loan from AA Finance

Applying for vehicle finance from AA Finance can be done either online or telephonically. You can apply at any time of the day or night, however, we will only process online loan applications during business hours.

We are able to provide you with a response in as little as 60 minutes after receiving your completed loan application.

Eligibility and Supporting Documents

Although we strive to make quick finance available to all we are required by law to only approve those who meet certain basic eligibility requirements and these include being 18 or older with NZ residence, being employed full time and that you hold a valid full or restricted drivers licence.

Eligibility & Requirements

  •  Full or restricted drivers license
  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Can you provide security
  •  30 day bank statements
  •  Valid identity document
  •  Security valuation appraisal (proof of insurance)
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)
  •  Personal reference

Other Products & Services

  • Personal Loans
  • Car Loans
  • Boat Loans
  • Motorbike Loans

Contact Details

  •  09 966 8800
  •  09 966 8896
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 Physical Address

  • Level 16, 99 Albert Street, Auckland, Auckland, 1010, New Zealand

 Postal Address

  • PO Box 5, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  •  Monday 08:00 – 18:00
  •  Tuesday 08:00 – 18:00
  •  Wednesday 08:00 – 18:00
  •  Thursday 08:00 – 18:00
  •  Friday 08:00 – 18:00
  •  Saturday Closed –
  •  Sunday Closed –