Rating based on 1,412 reviews
About Geneva Finance
We're a unique lender that strives to meet the needs and wants of our customers at the best rates and most flexible terms.
We don't pretend to be what we're not and will always fully disclose our car loan fees and interest rates to the customer before, during and after any transactions and applications are made.
Get pre-approved before walking into a dealership
There's nothing worse than applying for a loan only to find out that you've been denied after days and a nasty credit check to match. With Geneva Finance we offer you a conditional pre-approval that not only skimps on the credit check but allows you to walk into a dealership with a fixed number in your hand!
What Geneva Finance can offer you
Lending does not have to be complicated. It doesn’t have to take days and it does not have to be stressful.
Whether this is the first time you're taking out a loan or the fifth - we can offer you great vehicle loan rates and flexible terms - 100% online, so you can save time and money.
Get a loan from just 11.95% per annum
We offer affordable interest rates that range from 11.95% – 28.95% per annum and fast loans of between $1,000 and $50,000 which can be secured on the vehicle you intend on purchasing. Our loan terms stretch from 12 to 60 months and we only accept online loan applications.
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In a Nutshell
- Average processing time 24 hours
- Online application
- Secured loan option
- Bad credit consideration
With Geneva Finance you can get a quick car loan by applying online
We're a reliable online lender and have a streamlined online loan application process that will save you time and get you approved for credit easily.
With Geneva Finance you don’t have to worry about paperwork, faxing and meetings because we offer a 100% online loan application designed to get things going!
An automated pre-approval that will take the guesswork out of the equation
Do you want to know if you qualify for a quick loan before you even make a formal application? In this case, you'll absolutely love our pre-approval services!
With an automated pre-approval system, you can find out whether or not you'll be able to get the personal loan that you're looking for in just seconds. This saves you time and also ensures you don’t get yourself into something that will only waste your time and not meet your needs.
Save in fees
We can proudly say that we offer our customers some of the lowest fee charges around, making us the ideal lender if youre looking for an affordable car loan.
Our team of experts will help you throughout your lending journey with us, making sure that you get the best possible car loan product for your personal circumstances. We like to get to know our customers so that we can give you what you need as opposed to a generic one-size-fits-all.
No time wasted
We work hard to ensure that you get the funds you need to finance your new car quickly and seamlessly. As a result, we aim to transfer your money into your account as soon as your loan application has been approved. This could be as quick as within a timeframe of 24 hours!
We allow bulk payments
We're different from many other finance companies in the sense that we allow our customers to make bulk payments towards their loans without penalties. So if you want to pay off a chunk of your loan or even the whole loan at once, you have the freedom to do so without any hidden costs.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- 30 day bank statements
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Car Loans
- Personal Loans
Customer Reviews & Testimonials
If I could give a 100 gold stars I would because that is exactly what you deserve. Everything was so simple and pain-free. I couldn't believe how easy it was! Thank you so much
— Wellington —
I'm usually not one to write reviews but after the wonderful experience I had in dealing with the team at Geneva Finance, I just had to say thank you. It's so rare nowadays to experience a company that goes above and beyond for their customers, but Geneva Finance is a real gem! To everyone who helped me get my car loan...
— Auckland —
“Excellent customer service! I can't complain about anything
— New Plymouth —