About Geneva Finance
We're a unique lender that strives to meet the needs and wants of our customers at the best rates and most flexible terms.
We don't pretend to be what we're not and will always fully disclose our car loan fees and interest rates to the customer before, during and after any transactions and applications are made.
Get Pre-Approved before Walking into a Dealership
There's nothing worse than applying for a loan only to find out that you've been denied after days and a nasty credit check to match. With Geneva Finance we offer you a conditional pre-approval that not only skimps on the credit check but allows you to walk into a dealership with a fixed number in your hand!
What Geneva Finance can offer you
Lending does not have to be complicated. It doesn’t have to take days and it does not have to be stressful.
Whether this is the first time you're taking out a loan or your fifth - we can offer you great vehicle loan rates and flexible terms - 100% online, so you can save time and money.
Get a Loan from just 11.95% Per Annum
We offer affordable interest rates that range from 11.95% – 28.95% per annum and fast loans of between $1,000 and $50,000 which can be secured on the vehicle you intend on purchasing. Our loan terms stretch from 12 to 60 months and we only accept online loan applications.
In a Nutshell
- Loan minimum $1,000
- Loan maximum $50,000
- Interest rate From 11.95% – 28.95% per annum
- Loan term minimum 12 months
- Loan term maximum 60 months
- Average processing time 24 hours
- Online application
- Secured loan option
- Bad credit consideration
Affordable Car Finance from Geneva Finance
We're a reliable online lender and have a streamlined online loan application process that will save you time and get you approved for credit easily.
With Geneva Finance you don’t have to worry about paperwork, faxing and meetings because we offer a 100% online loan application designed to get things going!
An Automated Pre-approval that will take the Guess Work out of the Equation
Do you want to know if you qualify for a quick loan before you even make a formal application? In this case you'll absolutely love our pre-approval services!
With an automated pre-approval system you can find out whether or not you'll be able to get the personal loan that you're looking for in just seconds. This saves you time and also ensures you don’t get yourself into something that will only waste your time and not meet your needs.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- 30 day bank statements
- Valid identity document
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Car Loans
- Personal Loans