Finance Now

About Finance Now

As a lender that has been operating in the vehicle finance world for over 16 years we know what our customers want and need and have put together a range of packages to meet these needs.

Whether you're looking for your first car or want to trade in for a better ride - we've got the financial solutions you need.

Competitive Car Loans that Meet your Needs

Are you ready to jump into you dream car? Perhaps it's time for an upgrade? Whatever your needs and wants Finance Now will offer you a competitive quick loan that will get you out of the bank queues and into your new car in no time! Whether you're looking for a new or used car - we're here to make things happen!

What Finance Now can offer you

More than 200 dealers across New Zealand utilise our finance services - so whether you need a new or used car we can help you secure the loan you need to get it.

We offer interest bearing contracts, deferred interest bearing contracts and a combination of interest bearing and interest free car loans at affordable rates from 0% to 27.95%.

Find out More About Car Finance in NZ

In addition to our affordable and transparent car loan products we also take pride in offer a range of helpful and informative articles and tips on our website. These help customers improve their financial fluency, improve their financial management skills and help them secure the best car finance possible.

In a Nutshell

  •  Loan minimum $1,000
  •  Loan maximum $20,000
  •  Interest rate 15.21% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Applying for Car Finance the Easy Way

Don’t waste time in line at the bank visit Finance Now and begin you stress-free and paperwork-free online loan application to get cash fast! Apply for a loan using a smart phone, android, tablet, laptop or PC -at any time of the day or night and from anywhere in the country!

We're not a bank and will never act like one.

If you need a personal loan to buy a car and are employed with a regular income you can apply with Finance Now. We will always ensure you can afford the repayments and that you're in a healthy financial situation but we will never dwell on your credit history or disqualify you for poor credit.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  30 day bank statements
  •  Valid identity document
  •  Security valuation appraisal (proof of insurance)
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Personal Loans
  • Secured Loans
  • Unsecured Loans
  • Debt Consolidation Loans
  • Marine Loans
  • Home Improvement Loans
  • Holiday Loans

Here’s a short video about Finance Now

Contact Details

 Visit Website Apply Directly


 Postal Address

  • Private Bag 41901, St Lukes, Auckland, 1346, New Zealand

Opening Hours

  •  Monday 08:30 – 18:00
  •  Tuesday 08:30 – 18:00
  •  Wednesday 08:30 – 18:00
  •  Thursday 08:30 – 18:00
  •  Friday 08:30 – 18:00
  •  Saturday 09:00 – 16:00
  •  Sunday Closed –