Rating based on 970 reviews
About Finance Now
As a lender that has been operating in the vehicle finance world for over 16 years, we know what our customers want and need and have put together a range of packages to meet these needs.
Whether you're looking for your first car or want to trade in for a better ride - we've got the financial solutions you need.
Competitive car loans that meet your needs
Are you ready to jump into your dream car? Perhaps it's time for an upgrade? Whatever your needs and wants Finance Now will offer you a competitive quick loan that will get you out of the bank queues and into your new car in no time! Whether you're looking for a new or used car - we're here to make things happen!
What Finance Now can offer you
More than 200 dealers across New Zealand utilise our finance services - so whether you need a new or used car we can help you secure the loan you need to get it.
We offer interest-bearing contracts, deferred interest bearing contracts and a combination of interest-bearing and interest-free car loans at affordable rates from 0% to 27.95%.
Find out more about car finance in NZ
In addition to our affordable and transparent car loan products we also take pride in offering a range of helpful and informative articles and tips on our website. These help customers improve their financial fluency, improve their financial management skills and help them secure the best car finance possible.
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In a Nutshell
- Average processing time 48 hours
- Online application
- In-store application
- Secured loan option
- Bad credit consideration
- Early repayment
With Finance Now you can get an affordable car loan through our online platform
Don't waste time standing in long lines at the bank. Instead, do the clever thing- visit Finance Now and begin your stress-free and paperwork-free online loan application so that you can get cash fast!
Apply for a loan quickly and easy using a smartphone, android, tablet, laptop or PC -at any time of the day or night and from anywhere in the country! Alternatively, you can call us, but whichever option you choose, you'll be able to apply without having to leave your home or office, which means more convenience for you.
We're not a bank and will never act like one
If you need a personal loan to buy a car and are employed with a regular income you can apply with Finance Now. We will always ensure you can afford the repayments and that you're in a healthy financial situation but we will never dwell on your credit history or disqualify you for poor credit. In other words, this means that even if you have a credit history that isn't the best, there is still a chance for you to get a car loan with us.
Know the exact terms of your loan
We will provide you with all the information you'll need to know to pertain to your loan before your loan is finalised. This information, which includes all the fees and as well as the total amount you will have to repay, will be broken down and explained to you in a simple manner so that you can take out your Finance Now car loan with complete confidence.
Fast access to cash
The money you need can be in your account in as quickly as 24 hours following the approval of your application and the return of your signed loan documents.
We're available to you
If you have a question or need help with your application, our friendly staff members are ready to help you with what you need. Simply fill in our online call back request form and we'll happily assist you as soon as possible.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Earning a stable income
- Credit check
- 30 day bank statements
- Valid identity document
- Security valuation appraisal (proof of insurance)
- Utility bill or other (proof of address)
- Bank statements or payslips (proof of income)
Other Products & Services
- Personal Loans
- Secured Loans
- Unsecured Loans
- Debt Consolidation Loans
- Marine Loans
- Home Improvement Loans
- Holiday Loans
Customer Reviews & Testimonials
Got the money quickly; wasn't expecting it to be so easy. Will definitely use Finance Now again in the future.
— Dunedin —
I applaud the staff for how well they treated me throughout the process of my loan application. I experienced such top class customer service and usually, a challenging process was nothing but a breeze.
— Auckland —
Here’s a short video about Finance Now
- 0800 68 33 25
- 0800 40 50 70
- 0800 68 22 74
- Private Bag 41901, St Lukes, Auckland, 1346, New Zealand
- Monday 08:30 – 18:00
- Tuesday 08:30 – 18:00
- Wednesday 08:30 – 18:00
- Thursday 08:30 – 18:00
- Friday 08:30 – 18:00
- Saturday 09:00 – 16:00
- Sunday Closed –