Oxford Finance

About Oxford Finance

Oxford Finance has been offering superior car finance products for a number of years and are now one of the leading car financers in New Zealand.

If you're looking for a superior car loan that you can easily qualify for then Oxford Finance can help you TODAY! We're online, reliable and quick!

An Online Lender that Saves you Time and Money

As an innovative lender we offer car loans online - which means you can review our loan products, get to know us and apply for a loan without ever leaving the comfort of your own home. At Oxford Finance our staff are professional, knowledgeable and able to assist you with a wide range of car finance queries.

What Oxford Finance can offer you

Kiwis choose to use us because our car loans offer them just the right loan amounts, at the perfect loan term and at an affordable rate.

Oxford Finance is one of New Zealand's most popular and efficient lenders and - we strive to offer you only the best in vehicle finance.

Car Loans from $1,000

If you're looking to finance a new or used vehicle we can help with loans from $1,000 at interest rates that range from 12.95% to 19.95% per annum. Our loans terms stretch from 12 months to 60 months and we also offer personal loans and business finance solutions.

In a Nutshell

  •  Loan minimum $1,000
  •  Loan maximum $999,999
  •  Interest rate From 12.95% to 19.95% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration

You can take out a loan online in just a few minutes - no paperwork, stress or time wasting involved!

If you need fast cash and don’t have the patience or time to wait in line at the bank - let us help you. we offer personal cash loan at speeds that are simply foreign to locals. If you need fast service - we're the lender to turn to.

Credit Score Requirements and Affordability Checks

Applying for a loan with Oxford Finance will require the applicant to have a good credit history and not an extensive amount of debt unless the purpose of the loan is to consolidate debt. We will always conduct affordability checks and ensure the customer can afford the repayments easily.                 

Eligibility & Requirements

  •  Full or restricted drivers license
  •  18 years or older
  •  NZ resident
  •  Credit check
  •  30 day bank statements
  •  Valid identity document
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Vehicle Finance
  • Business Finance
  • Personal Loans 

Contact Details

  •  0800 263 264
  •  06 367 0405
 Visit Website Apply Directly


 Physical Address

  • 313 Oxford St, Levin, Horowhenua, 5510, New Zealand

 Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  •  Monday 08:30 – 17:00
  •  Tuesday 08:30 – 17:00
  •  Wednesday 08:30 – 17:00
  •  Thursday 08:30 – 17:00
  •  Friday 08:30 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –