Rating based on 13 reviews

ANZ Bank

Updated

  • Low-interest starting from 13.90%
  • Car loans up to $40,000
  • Repayment up to 7 years

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ANZ Bank homepage

Author ANZ Bank. Screenshot of ANZ Bank website. [Accessed May 23, 2018]

About ANZ Bank

You need car finance to pay for your new or used car, right, consider ANZ Bank for your loan as soon as you are ready. ANZ Bank has the solution you are looking for.

Your trusted car loan provider

They have significant scale, diversity, resources, and influence through some of New Zealand's most well-known financial brands, including ANZ, ANZ Investments, and Bonus Bonds. ANZ Bank provides a diverse range of financial products and services including car loan options that will meet your needs.

Vehicle finance to make your ideal car a reality

They have a vehicle finance option that you can use to buy a car, motorcycle, boat, or another type of vehicle. An ANZ car loan could help you get where you need to go, whether it's new or used, has two wheels, or four. Your car, boat, or motorcycle might be paid off in no time with a structured repayment plan and fixed rate.

Car loan with a responsible bank

They take corporate responsibility seriously. Adopting sustainable business practices will benefit their customers, employees, the environment, and the communities where they live and work.

Have control when choosing your car loan

When you've found the vehicle and need to find the car loan to pay for it you can apply. Following receipt of your application, they will contact you within two to three business days.

They offer repayment choices that are flexible at no extra fees or charges if you change your payment amount or pay it off early.

What ANZ Bank can offer you

Car finance amounts range from $3,000 to $40,000, with a $1,000 minimum loan amount for qualified Jumpstart clients.

Their options are calculated at a 13.90% p.a. standard interest rate. By applying for this loan you can secure your car purchase without hassles.

Choose a car loan term that fits your needs

Their car loan terms range from 6 months to 7 years, and you can make payments on a weekly, fortnightly, or monthly basis, depending on your financial situation. They aim to put you in control of your repayments.

Vehicle finance interest that is predictable

Monthly, on the first business day of the month, they calculate your vehicle finance interest and charge it to your loan or your ANZ account, depending on the loan type you selected. This way you have peace of mind regarding your interest charges.

ANZ low rate visa can help you with a car loan

With up to 55 days of interest-free purchases and no annual card fee, ANZ Bank offers its lowest purchase interest rate credit card. If you have enough credit on your credit card you can charge your new car to your credit card.

Overdrafts to help you secure your car finance

The peace of mind that comes with knowing you'll have additional funds available when you need them allows you to be more flexible and relaxed. It is versatile, straightforward to use, and reasonably priced.

ANZ Bank Product Details

  • Loan Type Car loans
  • Interest Rate from 13.90%
  • Loan Amount up to $40,000
  • Repayment 12 months to 7 years
  • Decision 48 hours

At ANZ Bank we strive to get you a car loan fast and effortlessly

Car, motorcycle, boat, or other transportation-related car loans. New or used, two or four wheels, and ANZ can help you get there.

You can swiftly pay off your car, boat, or motorcycle. Apply today and get the vehicle you desire.

When applying for vehicle finance, these are the steps to take 

  1. Apply. Make sure you have all of your information with you when you apply for your vehicle finance.
  2. They will contact you as soon as possible. Within two to three days of receiving your vehicle finance application, you will receive a call from them.
  3. Once you have been approved, you will be able to get into your newly purchased car as soon as the next day.

Criteria that is required when applying for your car loan 

  • You must be at least eighteen years old.
  • Have a consistent source of revenue.
  • Have sufficient funds remaining at the end of each month after all of your costs have been covered to meet your car loan repayment obligations.
  • If you're a New Zealand citizen or permanent resident, or if you're a non-resident, you have more than one year left on your work visa, or you are eligible to work in New Zealand.
  • Demonstrating your individuality and earning potential.

Benefits you receive with your car finance 

  • Making early or extra car finance repayments without incurring additional fees.
  • The ability to raise the amount of money you need for the perfect car.
  • Friendly and helpful consultants that will always go over and above to get you what you want.

 

Customer Reviews & Testimonials

December 2020

I've been with ANZ Bank for a few years now and I can honestly say that I don't plan on going anywhere else anytime soon! Recently I needed a loan to finance my new car and once again the service...

Jeff G
— Dunedin —

February 2020

Í went to my local branch and was assisted by a young man who was very friendly and professional. He was very patient with me and made sure that I understood everything I needed to with regards t...

Susan S
— Auckland —

March 2020

Simple process, easy people to talk to. I'm a happy customer

Michael C
— Nelson —

October 2021

I have been using ANZ Banks’ services for a few years and I am extremely happy with your service. You have always helped me with great advice and were always fast to respond.

Lee Roux B
— Levin —

April 2021

You helped me so fast and your support team was so friendly. I am so glad that I chose you for my car loan.

Reece B
— Matamata —

March 2021

I was unsure about what lending options were available to me for my car purchase. Your website had such helpful information and it helped me make a good decision for myself. I appreciate it so mu...

Anders D
— Thames —

ANZ Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • Asian Banking Branch Level 1, 205 Queen St Auckland Central Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed