We are New Zealand's most reliable online quick loan providers!
When you need money in a hurry there isn't going to be a bank in site to assist you but at cantwait.com you can apply online and rest assured your payday loan will be approved in just minutes.
A League of our own
At cantwait.com we care about our customers and aim to meet their needs in a reliable, affordable and efficient manner. It is this awareness and approach that has allowed us to becomes one of New Zealand's leading payday lenders - offering fast loans that are 10% to 40% cheaper than our competitors.
What cantwait.com can offer you
We offer personal loans of between $100 and $1,500 at a loan term that ranges from 1 to 70 days.
Our APR is currently 521.43% which is lower than our nearest competitors and can be considered one of the most competitive rates on the market.
Loans for Emergencies
Our loans offer customer small amounts at reasonable rates. These loans are optimal for taking care of emergency expenses such as an invoice for a car repair or a medical bill that needs to be taken care of. You can apply for the payday loan online and have it credited to your account within 48 hours.
In a Nutshell
- Loan minimum NZ$100
- Loan maximum NZ$1,500
- Interest rate 521.43% per annum
- Loan term minimum 1 day
- Loan term maximum 70 days
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Get a Payday Loan on cantwait.com Today!
Since our loans are available entirely online and you can enjoy instant approval - the rates we offer are higher than those offered by banks on their short-term loans.
Considering this, these loans are only ideal for emergency situations and temporary cash flow issues.
Same Day Loan Transfer
Once you've chosen your ideal loan amount and completed the online loan application form we will then process it and inform you of whether we can approve your request. This will usually be done in 2 hours or less and we can even transfer the funds on the very same day.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Bank statements
Other Products & Services
- Payday Loans
- Short term Loans