Cash Train

About Cash Train

When you're in the middle of a financial crisis you need a quick solution that cuts paperwork and queues out of the equation.

At Cash Train we offer you payday loans online that are both affordable and easy to get. If you need a loan choose the online lender that doesn’t disappoint!

Always Transparent - Always Available

We're a transparent lender that strives to ensure our customers are always in the know when it comes to their payday loans. If you are looking for a quick solution - Cash Train is the fastest and most convenient provider of fast loans in the country.

What Cash Train can offer you

If you're looking for a quick loan that you can apply for online, Cash Train is simply the lender of choice.

Our online application is very easy to complete, we approve loans within hours and credit them just as quickly. If you need a loan now - time to get approved with Cash Train!

About Our Payday Cash Loans

We offer payday loans that range from $350 to $1,500 and offer loan terms from 10 to 38 days. Our APR is currently 365.25% per annum and we have an average loan turnaround time of 2 hours. Existing customer may of course, be able to get their loans approved faster than this.



In a Nutshell

  •  Loan minimum NZ$350
  •  Loan maximum NZ1,500
  •  Interest rate 365.25% per annum
  •  Loan term minimum 10 days
  •  Loan term maximum 38 days
  •  Average processing time 2 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


What you Need to do to Get your Loan

Before applying for a loan online you should make use of the loan calculators which we have made available on our website.

These help you determine how much you want borrow based on the cost of lending that particular amount of money.

The Application Process

Our short-term loan application begins by asking you to complete a simple online application form. Here we will request your personal, employment and financial details. You can choose how much you want to borrow up to the amount of $1,500 and finally, upload your ID, proof of address and bank statements.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Contact Details

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