Rating based on 1,029 reviews
About Instant Cash Online
As one of the longest standing payday lenders in the country when you take out a loan online with Instant Cash Online, you know you're going to get fast approval and great service every time.
Whether you're a new or existing customer - we will meet your needs and exceed all your expectations.
Personalized service every time
As an online lender in NZ you may think that we offer little in term of personal service but, this couldn’t be further from the truth. Our staff is experienced and dedicated to offering our customers a personalized service that a bank could never manage to achieve.
What Instant Cash Online can offer you
At Instant Cash Online you can get a payday loan of between $100 and $2,000 and we charge a flat rate which is 20% of the principal loan amount and $% of the principal loan amount as a monthly fee.
Our way of charging on our loans is different from that of our competitors and is more affordable for customers.
Taking out your first payday loan
Taking out a fast loan for the very first time may be a little nerve wrecking but, with us you'll get through it in a quick and painless manner. Our customer service agents will answer all of your questions, verify that you've completed the application form correctly and explain our rates and procedure to you in full.
0 % Per annum
In a Nutshell
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Ay Instant Cash Online we make it easy for our clients to get a payday loan
If you're ready to complete the online loan application form then you can make your way to our application page.
Once you've filled in all the details necessary you can then upload the supporting documents. We will then check your details and perform a few affordability checks before approving your loan.
A simple online application process
Our short-term loan application form has been developed in such a way as to allow the customer to complete it quickly with as little stress as possible. When you use Instant Cash Online you can rest assured that your desired loan will be credited to your account quickly.
Where do I sign up for my instant loan?
Instant loans are referred to as exactly that because we provide finance in a flash. Our application process is also really simple and convenient. No need to rifle through stacks of paperwork and dig for documentation – just complete the online application and you are set. After you have submitted your application we will take it from there. In as little as five minutes and three simple steps, you can have the cash in your account. Finance does not have to be difficult – finance with Instant Cash today.
Secure and responsible loans
Often financial institutions lend to individuals despite the fact that they will be unable to keep up with the repayments. As a responsible lender we will never place you in a situation such as this one. Before we approve an application we will examine the applicant’s income and expenses in order to determine whether or not they can safely afford the loan. We will also assist the borrower to determine the perfect repayment schedule for their current economic circumstances. You can also ensure that all your information will remain private and secure with us. Overall, we are here to ease your stress and help you to pave your way to a better economic future.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Earning a stable income
- Credit check
- Active NZ bank account
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Instant Cash Loans
Customer Reviews & Testimonials
With a family to look after and a full-time job, it can be difficult to find time in my day for more menial matters such as finance. This is why I am forever grateful to Instant Cash for their simple, fast application process.
— Kaniere —
In the past, I have been refused finance because I am self-employed. Even though I have a good credit record some lenders viewed me as a risk. Thank you to Instant Cash for helping me get the finance that I deserve.
— Albury —
- 133 Alexander Street, Crows Nest, NSW, Auckland, 2065, New Zealand
- PO Box 423, Matraville, NSW, 2036, New Zealand
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday Closed –
- Sunday Closed –