Chequers Finance

About Chequers Finance

One of our company's most prized assets is our staff members who dedicate themselves to our lending business and to our customers.

Whether you're a new or existing customer when you use Chequers Finance you will be dealt with in a professional manner by our expert staff.

A Fair Lender with a Flexible Mindset

We're a lender that wants to see our customers thrive. We believe that each and every New Zealander should have the right to access credit when they need it and that's why we consider all applications equally - whether the client has a good or bad credit history.

What Chequers Finance can offer you

We offer short term loans that range from $100 to $1,000 at an APR of 440% per annum.

Our loans do not require security and are ideal for short term cash flow shortages and emergencies. Our loan terms range 1 to 4 weeks and we process loans in just 2 to 3 hours.'

Calculating you Ideal Loan Amount and Term

Prior to beginning your online loan application we recommend that you use the loan calculators we have available to assist you in choosing a loan amount and loan term that will fit in well with your income and budget. If you need any assistance do not hesitate to contact us.

In a Nutshell

  •  Loan minimum NZ$100
  •  Loan maximum NZ$1,000
  •  Interest rate 440% per annum
  •  Loan term minimum 1 week
  •  Loan term maximum 4 weeks
  •  Average processing time 2 to 3 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Getting your Cash Loan in Just 2 to 3 Hours

Our loan application can easily be completed in under 10 minutes - which means that you can get a loan from us in a fraction of the time that you'd get one at your local bank!

Quick Online Loans

We pride ourselves in our ability to process loan applications fast! When you need a payday loan to tide you over our services will meet your needs and help you save both time and money.

A Responsible Lender

Although we are an online lender we operate much in the same way as a bank and are required by law to evaluate your credit history before approving your for a bad credit loan or a short term loan. If you are bankrupt or have a high amount of debt we may not be able to assist you.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loans
  • Cash loans
  • Fast loans
  • Emergency cash loans
  • Responsible Lending

Contact Details

  •  (07) 838 2939
  •  (07) 838 2979
 Visit Website Apply Directly


 Physical Address

  • 137 Alexandra St, Hamilton, Waikato, 3204, New¬†Zealand

 Postal Address

  • PO Box 19140, Hamilton, 3204, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –