Future Finance

Future Finance is a Registered Financial Service Provider / FSP4261

About Future Finance

We're one of the only lenders in New Zealand that offer payday cash loans at rates that are comparable to those offered by large banks.

This makes our loans one of the cheapest options and is the reason people prefer to use us. We offer a 100% online loan application and super low rates!

We Listen to your Needs

Why deal with lenders who are inflexible and have no interest in listening to your needs? We're different because we evaluate each and every application individually and we actually listen to what you have to say and what you need before making you a quick cash loan offer.

What Future Finance can offer you

In addition to affordable personal cash loans we also offer business loans which you can take out on the same day that you apply and repay in full on your next payday.

These loans are also available to people who are who have poor credit.

Borrow up to $80,000

At Future Finance we're years ahead of our competitors and offer secured loans that start from $2,000 and go up to $80,000. You can use our fantastic range of loans to consolidate debts, make purchases and just about anything else you can think of! Our loan terms which range from 6 months to 5 years which makes it possible for you to borrow money even on a tight budget.



In a Nutshell

  •  Loan minimum NZ$2,000
  •  Loan maximum NZ$80,000
  •  Interest rate From 10.93% to 100.67% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 5 years
  •  Average processing time 60 minutes
  •  Online application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


Applying for a Fast Cash Loan Online

Many people ask us about additional fees and charges as well as what happens in the event that the fast loan isn't repaid on the due date.

In such an event you will be charged a non-payment penalty so it's best to contact us if you expect to have any difficulty in making the required repayment.

We're a Responsible Lender

While we can process loans at incredibly fast speeds we are very accurate in determining affordability and will always offer customers personal loans and loan terms that work with their current income and expense situation. Please make use of our loan calculators to determine the ideal combination for you.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Active NZ bank account
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Personal Loans
  • Business Loans
  • Debt Consolidation Loans

Contact Details

 Visit Website