Admiral Finance

Admiral Finance is a Registered Financial Service Provider / FSP9421

About Admiral Finance

Since we're an online lender we know that the first impression you'll gain of us is entirely dependent on our website.

That's why we've made our lending platform modern, accurate and simple - so you can get to know us before you ever even apply for a loan online!

A Lenders that's 100% Open and Honest

We help Kiwis access the most affordable and the most suitable financial solutions online. You can find anything you need to know clearly listed on our website - from quick loan amounts and loan terms and conditions to rates, fees and penalties - with us you're always in the know! 

What Admiral Finance can offer you

We offer some of the most flexible and affordable online personal micro-loans in New Zealand.

With us you can get a loan of between $5,000 and $50,000 and you can choose a loan term that stretches from 6 to 60 months depending on your loan amount needs and monthly repayment abilities.

A Unique NZ Online Lender

We're one of the very few lenders in New Zealand that offer both shorter and longer loan terms and allow customers to access credit even when their income isn't particularity high. In addition to more flexible terms we also offer better rates than our competitors.

In a Nutshell

  •  Loan minimum NZ$5,000
  •  Loan maximum NZ$50,000
  •  Interest rate From 13.95% to 24.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration

Apply for a Loan - it's Quick and Easy!

Although our short term loans are highly versatile and can be used for anything from paying bills to going on holiday we do not recommend that customers use a short term loan to consolidate debt as the terms are too short and may actually cause more harm than good.

Secured Cash Loans with Better Rates

We offer only secured fast loans and will always ask you to offer up some form of security. This means that those who are not homeowners or do not own a vehicle or other form of security cannot qualify for a loan. Since we offer both smaller and larger loan amounts our loan terms are flexible to match this loan amount versatility.

Eligibility & Requirements

  •  22 years or older
  •  NZ resident
  •  Credit check
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Personal loans
  • Fast cash loans
  • Instant loans
  • Car loans
  • Debt consolodation
  • Second mortgages
  • Business loans
  • Financing options
  • Boat loans
  • Home renovation loans
  • Unsecured loans
  • Bridging Finance

Contact Details

 Visit Website Apply Directly


 Physical Address

  • Level 1, 45 Mandeville St, Riccarton, Christchurch, Canterbury, 8011, New¬†Zealand

 Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  •  Monday 08:00 – 16:45
  •  Tuesday 08:00 – 16:45
  •  Wednesday 08:00 – 16:45
  •  Thursday 08:00 – 16:45
  •  Friday 08:00 – 16:45
  •  Saturday Closed during winter –
  •  Sunday Closed –