NZCU Baywide

About NZCU Baywide

One of the major benefits that you can enjoy when you become a member of a credit union is that of low rate lending and superior savings accounts.

Unlike traditional banks, credit unions like NZCU Baywide do not operate for the purpose of profit and are therefore able to offer financial products and services that are superior.

Our Most Popular Products

One of our most popular financial products at NZCU Baywide is our low rate personal loans which can be used for anything from renovating your kitchen, buying a new or used car and taking the family on holiday to consolidating debt and getting out of a spending mindset and into a saving mindset.

What NZCU Baywide can offer you

When you need a personal loan the first place that you're likely to go is to your local bank but with lower interest rates, more flexibility and better service a credit union like NZCY Baywide should be your first stop.

We offer a wide range of financial and banking services that are just better in every way!

Our Personal Loans - Need to Know

We offer secured personal loans from as low as 8.9% per annum and unsecured loans from just 11.9% per annum. Our secured loans range from $2,000 to $60,000 making them ideal for purchasing a vehicle or consolidating expensive debts. Also check out our 0% deposit home loans where you can borrow up to $250,000!

In a Nutshell

Access our 0% Deposit Home Loans by Becoming a Member

In order to access our range of products and service you must first apply to become a member.

This is a quick and simple process that can be completed online in just a matter of minutes. Simple provide us with all of your personal, contact and employment details, set up and account and you're on your way to better home and personal loan rates and better service!

Stop Spending and Start Saving!

If you're ready to leave debt behind and start saving then as a credit union can help you with our fantastic savings and investment accounts that do more than just offer you a great way to save. They offer you higher than average returns and a safety net which ensures that when the unexpected happens you can deal with it without having to go into expensive debt.

Eligibility & Requirements

Other Products & Services

  • Personal Loans
  • Hone Loans
  • Car and vehicle Loans
  • Travel Loans
  • Debt Consolidation 

Here’s a short video about NZCU Baywide

Contact Details

  •  (06) 374 4064
  •  (06) 374 4065
 Visit Website


 Physical Address

  • 60 High St, Dannevirke, Manawatu-Wanganui, 4930, New Zealand

 Postal Address

  • NZCU Baywide Feedback, PO Box 431, Hastings, 4156, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:30 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 18:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –