NZCU South

About NZCU South

When you apply to become a member of NZCU South your joining a family of people who care about the well being of their community, their member and their staff.

We strive to ensure that our services include a variety of prime lending, transacting and saving products so that once you become a member you have everything you could possible need and more.

Our Focus is on You - Our Member

As a credit union one of our major focuses is on savings and we therefore offer a range of competitive, flexible and simple ways for individuals, couples and families to save. In order to be approved for a personal loan at any point we may require that you have some savings with us and will always ensure you can afford the debt with 100% certainty.

What NZCU South can offer you

As a credit union our focus is on serving our member with the lowest rates and fees but also with modern and useful products and services that can compete with all the international brands that are mainstream in New Zealand.

In addition to offering low rates we offer innovative service like online and mobile banking.

About our Low Rate Loan

If you're in the market for a home loan then our floating rate home loan which offer s you a low rate of just 5.85% or our 1 and 2 year fixed rate home loans from as low as 4.85 per annum which are the best and most competitive products in New Zealand will certainly meet your needs. We also offer personal loans from just 9.955 per annum!

In a Nutshell

How to Apply for NZCU South Membership

Applying to become a member of NZCU South is certainly one of the best decisions you'll ever make.

This can be done in one of our nationwide branches or over the internet and will only take you a couple of minutes. Once you’ve made your application we will contact you and let you know if it was successful.

Save, Invest and Lend Online!

As a member of NZCU South you can apply for a loan online, do banking online and even on your mobile. Although we're a credit union that offer higher than average savings accounts and lower interest rate loans we're still competitive against the banks and offer you banking and financial services which are modern and innovative.

Eligibility & Requirements

Other Products & Services

  • Personal Loans
  • Home Loans
  • Car finance Loans
  • Debt Consolidation

Here’s a short video about NZCU South

Contact Details

 Visit Website Apply Directly


 Physical Address

  • 409 Colombo Street, Corner Colombo & Wordsworth Streets, Christchurch, Canterbury, 8023, New Zealand

 Postal Address

  • PO Box 7010, Sydenham, Christchurch, 8240, New Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:30 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 18:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –