SBS Bank

About SBS Bank

A common misconception about credit unions is that they don’t offer a comprehensive range of products and services like a traditional bank but, at SBS Bank you'll find that not only do we have everything that a bank does but we have a lot more and we offer much more competitive rates and the lowest possible fees.

Reach your Financial Goals Faster with us

One of the primary reasons that people choose to become members of SBS Bank is so that they can access low rate personal loans but, in addition to this great service we also offer a range of savings and investment accounts that are second to none in New Zealand and will have you reaching your savings goals quickly and easily.  

What SBS Bank can offer you

We offer everyday banking accounts, savings accounts that offer returns much higher than those offered by New Zealand banks, personal loans, debt consolidation loans, car loan and a range of insurance products including life cover, funeral plans and car and home insurance at much more affordable rates than you'll find elsewhere.

Get a Personal Loan with Us

Our personal loans range from $1,000 to $50,000 which are ideal for anything from buying a new car, taking a much deserved holiday and even consolidating debt. With SBS Bank you can apply for a loan online and get it credited in just 24 hours! You can also make extra payments on your loan or repay early with no penalty!

In a Nutshell

How to Join SBS Bank - Online or in Person

If you're looking to apply for a loan with us you must first become a member before we will allow you to apply with us.

Once you’ve done this you can then decide which of our great products makes the most sense to you and your lifestyle and we'll gladly offer you credit where and when it's needed.

Making Things Easier for you

SBS Bank makes it easy to become a member and even easier to apply for the financial products and services that you need through our modern and innovative online platform. You can apply for a loan online, open a savings account or pay accounts and bills online - which saves you time and money! To apply simply fill in our simple online contact form and we'll be in touch!

Eligibility & Requirements

Other Products & Services

  • Home Loans
  • Personal loans
  • Mobile Mortgage managers
  • Agribusiness & rural loans
  • Residential Investing
  • Retirement Loans

Here’s a short video about SBS Bank

Contact Details

  •  0800 727 2265
 Visit Website Apply Directly


 Physical Address

  • 36 Spring St, Tauranga, Tauranga, 3110, New Zealand

 Postal Address

  • PO Box 835, Invercargill, 9840, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:30 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –