Rating based on 1,166 reviews
About Super Loans
When dealing with Super Loans you can expect to get a quick online loan decision that takes the stress off your shoulders.
To achieve this we've that you can readily view our lending requirements and costs on our website - making us a transparent and customer-orientated lender.
Simple and convenient loans
Since our inception, we've been able to help hundreds of Kiwis with short-term cash loans to keep them going when money is tight. We will never prolong the process or subject you to unreasonable lending requirements - with us it's all simple and convenient.
What Super Loans can offer you
At Super Loans we offer flexible finance for Kiwis and allow you to get a short term loan ranging from $50 to $5,000 with some of the most flexible lending terms that range from a week to 40.
Our APR varies with the term of the loan that you select. First-time customers can get a loan without any interest!
Why people choose us
With such a decent loan range and reasonable interest more and more Kiwis are turning to us when they're in need of a cash boost and do not want to use the typical avenues available from banks. In addition we offer a simple online loan application and a 1 hour turnaround time.
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In a Nutshell
- Average processing time 60 minutes
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
We will Consider Applicants with Bad Credit
One of the most common questions that we get asked is whether we can offer short term loans to people who have a bad credit history.
While we evaluate each application individually we are required to run a credit check to ensure the customer is in a position to afford the cash loan but having bad credit does not mean you won't qualify.
Our eligibility requirements
In order to apply for a quick loan most lenders require that the applicant be aged 18 or over, that they be an NZ citizen or resident with a valid identity document and be employed with a monthly income that exceeds $1,600. If you meet this criterion we welcome you to begin your application!
Newbie on the block
As a first-time borrower, we understand that you have worries and concerns. We do not want to add to the financial stress you have which is why we are here to cut you a special deal! In order to say a super welcome to our new borrowers, we offer interest and fee-free loans on amounts equivalent to $500 or less. There is no catch or fine print – simply repay the loan within the agreed time at no additional charge! We have got your back at Superloans.
Convenience at your fingertips
Traditional banking is tedious which is why we have made the transition from in-branch finance to online financial management. With the wonders of technology, we bring to you the Superloans app designed specifically to help you fight against the evils of debt and unexpected payments. The app is available for Smartphones, Tablets and desktops. Download the app today from the Google Play store or the App Store. Control your finance from the comfort and convenience of your home. With a few swipes of the finger, you can access your balance, make repayments and check up on your loan. Make budgeting your superpower today with the help of Superloans!
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- 1st Loan Interest-free
- Express loans
- Pawn loans
- Auto Pawn loan
Customer Reviews & Testimonials
There is nothing nicer than dealing with friendly, helpful and professional employees. Thank you for saving my day Superloans!
— Wellington —
Too many times have I being fooled by fine print which is why I was happy to see that Superloans lays everything out upfront! I felt entirely secure and comfortable throughout the entire process. Thanks for the effort Superloans!
— Hawkes Bay —
After having experienced some financial problems in the past I was afraid to risk applying for a loan. But Superloans helped me to get back into a good financial position and even improve my credit score! A true hero in disguise!
— Wellington —