About Instant Finance
Instant Finance is a New Zealand owned loan provider that has been providing finance to Kiwi’s since they were founded in 1971.
For the past 46 years, Instant Finance has built a solid reputation that is known for providing superior quick cash loans all over New Zealand.
Building Long Term Relationships
At Instant Finance we have a large customer base, which includes many long-term clients whose families have been using our short-term financing for generations.
What Instant Finance can offer you
Instant finance provides reputable lending services that are specifically catered to New Zealanders and will help them get over a financial emergency quickly.
We employ a staff of over 130 people and we are committed to employee welfare, training and individual development.
An Experienced Lender
With over 45 years of short-term credit service experience to the New Zealand community, we are able to offer the absolute best financial services to our fellow Kiwi’s.
In a Nutshell
- Loan minimum $200
- Loan maximum $20 000
- Interest rate 19.95% to 29.95% per annum
- Loan term maximum 3 years
- Online application
- In-store application
How to apply for a loan with Instant Finance?
Despite the 23 Instant Finance branches that can be found all over New Zealand, you can easily apply online if you wish.
Finding time to visit a lender at a bank can be quite difficult when you're also working 9 to 5 on the only days they are open. This is why it is so important that online services are easily accessible.
A Simple Loan Application
Instant Finance has a comprehensive online loan application form that can be completed in no time. Instant Finance has a maximum loan period of 3 years.
The loan application process is easy to complete and Instant Finance will get back to you in order to further discuss the terms of your loan.
Loans from $200
When you apply for a loan at Instant Finance, you will have the option of lending anything from $200 to $20,000.
If you are applying for a short term loan then you will, however, most likely not apply for a substantially high amount.
If you would like to borrow a higher amount, then you can lend the money over a longer time.
Eligibility & Requirements
- 18 years or older
- Employed full-time
- Good credit history
- Active NZ bank account
Other Products & Services
- Personal Loans
- Quick Cash Loans
- Short Term Loans
- Car Loans