Rating based on 763 reviews


Westpac

About Westpac

As one of New Zealand's most popular banks - we're proud to say that we've helped more Kiwis than any of our competitors.

We're one of the most advanced banks in the market - offering you online and mobile banking, a variety of hand apps and a range of financial products and services that simply can't be topped.

World class customer service

We can go on about how our range of financial products and services are matched by no one and how we offer some of the most competitive home loans, credit card and personal loan rates but, what will truly make us stand out is our world class service which is something customers remember long after their loans are paid off!

What Westpac can offer you

Westpac offers New Zealand's most comprehensive range of financial and banking products and services which come at some of the lowest and most competitive rates.

If you're a prospective customer we can guarantee that the best financial move you'll ever make is choosing to switch to Westpac.

Our massive range of credit cards

Unlike the majority of our competitors who only offer one or two credit cards we have a massive range of credit cards - which means that no matter who you are, what you do and what your needs are you'll find a card to match your lifestyle and your needs while remaining incredibly affordable.


Interest Rate

0 % Per annum

Loan Amount

Repayment Term



In a Nutshell

  •  Available cards
    • Low Rate MasterCard
    • Airpoints MasterCard
    • Airpoints Platinum MasterCard
    • Airpoints World MasterCard
    • Hotpoints MasterCard
    • Hotpoints Platinum MasterCard
    • World MasterCard
    • Hotpoints Gold Credit Card
    • Ultimate Credit Card
  •  Rewards
    • Airpoints dollars
  •  Overdraft maximum $3,000
  •  Annual fee ranges From $44 to $390 per annum
  •  Average processing time 72 hours
  •  Online application
  •  In-store application


We're proud to say that we've helped more Kiwis than any of our competitors

Applying for a credit card or, any of our other great range of products is as simple as can possibly be.

In fact, Westpac's relationship managers will make a huge effort to make sure your transition is as quick and smooth as possible and that you're set up before you know it!

Apply online or in-store

We offer a 100% online credit card application which will save you loans of time and effort. Whether you're a new or existing customer you can apply online and one of our expert staff members will be in contact with you shortly. Customers that do not want to make a loan application online can make one in any of our nationwide branches.

What makes Westpac stand out?

The number of years we have been in the industry has been a reassuring moment that there is something we are doing right. The reason we opened an operation of this calibre was so that we could reach out to as many customers as we can regarding their credit cards and other financial queries. If you want to get a credit provider that cares about you and your credit profile, you have come to the right place at Westpac. We will never lead you to stray. Instead, we will show you the way when we feel like you are not doing things accordingly.

Putting you first always

Should you have any problems that may make it difficult for you to pay your monthly instalment on time, we will try to come up with another alternative. The customer must remember that he will be liable for extra charges in the event of failing to ensure that a successful debit order took place. If you are not too sure that you will have money on the date of your debit order, don’t apply for the credit card, to begin with. Protecting your credit profile should be a priority at all times.


Eligibility & Requirements


Other Products & Services

  • Accounts and online solutions
  • lending and credit cards
  • Payment solutions
  • International Insurance
  • Industry Specialists
  • Economic Updates
  • Business Resource center

Customer Reviews & Testimonials

Contact Details

  •  0800 400 600
  •  (03) 3132510
  •  03 3134269
 Visit Website

Address

 Physical Address

  • 13 - 15 Ashley Street, Rangiora, Waimakariri, 7400, New Zealand

 Postal Address

  • PO Box 934, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday 09:30 – 13:00
  •  Sunday Closed –