BNZ Bank

About BNZ Bank

With a rich history spanning over 150 years BNZ has been helping New Zealanders achieve their financial goals and their dreams for a century and a half and it shows.

We've managed to establish ourselves as one of the most trusted and loved financial service providers in the country.

Our Services are Top Notch

At BNZ Bank we offer some of the most advanced and competitive financial products and services in the country whether you're looking for a personal loan or a credit card that will have you earning points on your everyday spending - we've got the products at the top of the range.

What BNZ Bank can offer you

BNZ offer a massive range of financial services and products such as car loans, personal loans that can be used for renovations or purchasing a new or used car, everyday transactional accounts and a whole lot more.

If you're looking for a comprehensive bank than you’ve found us!

Our Credit Card Range

From New Zealand's most competitive low rate card to some of the most award and cash back filled credit card packages we have a card to suit just about any lifestyle and any budget! If you're looking for a credit card we suggest you visit our website and make use of our handy credit card comparison tools.



In a Nutshell

  •  Available cards
    • BNZ Advantage Classic
    • BNZ Advantage Gold
    • BNZ Advantage Visa Platinum
    • BNZ Low Rate MasterCard
    • BNZ Classic
    • BNZ Classic Rewards Plus
    • BNZ Classic Everyday
    • Lite Visa
    • Activator MasterCard
    • BNZ Gold (Everyday/Fee Saver)
    • Premium Visa Gold
    • BNZ Platinum
    • Private Bank Visa Platinum and Limited Edition
    • BNZ Home Advantage
  •  Rewards
    • Fly Buys
    • Platinum Rewards
    • Cash Rewards
  •  Interest ranges From 13,45% to 22,95%
  •  Interest-free purchase periods Up to 12 months
  •  Interest-free balance transfer periods Up to 12 months
  •  Annual fee ranges $400 to $1,200
  •  Average processing time 1 to 2 weeks
  •  Online application
  •  In-store application


Our Simple Online Credit Card Application

In order to apply for one of our fantastic credit cards you will first needs to ensure that you meet our general eligibility requirements which are:

  • That you earn $15,000 per annum or more
  • That you are over 18
  • That you are a citizen or permanent resident of New Zealand

We will also ask you to tell us whether you are an existing BNZ customer, whether you are sure that a credit card is right for your particular needs and whether or not you have an NZ driving license which could significantly speed up your online credit application.


Eligibility & Requirements


Other Products & Services

  • Everyday banking
  • Home loans
  • Credit cards
  • KiwiSaver
  • Investments
  • Personal Loans
  • Insurance

Contact Details

  •  0800 275 269
  •  0800 24 00 00
 Visit Website

Address

 Physical Address

  • 262 Queen St, Auckland, Auckland, 1010, New Zealand

 Postal Address

  • Private Bag 39806, Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  •  Monday 09:00 – 16:00
  •  Tuesday 09:00 – 16:00
  •  Wednesday 09:00 – 16:00
  •  Thursday 09:00 – 16:00
  •  Friday 09:00 – 16:00
  •  Saturday Closed –
  •  Sunday Closed –