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Crester Credit

About Crester Credit

Crester Credit is a New Zealand owned and operated alternative credit provider that prides itself in fast turnaround times and impeccable customer service.

If you’re looking for a personal loan at an incredibly low rate that will be delivered in just 24 hours – look no further!

We’re all about efficiency and speed

As an alternative credit provider we can afford to look at each and every credit application on an individual basis and can look past credit scored and bad credit history where applicants are able to provide the necessary security. If you have bad credit and need a loan to consolidate debt – we can help!

What Crester Credit can offer you

Crester Credit provides a range of loan types such as personal loans, car loans, bad credit loans and business loans.

Whether you need a small loan to pay for a holiday or a large loan to finance your next car our affordable loans can help you get it done – quickly and easily.

Consolidating debt with crester credit

Since our fast loans are secured we can offer customers highly competitive interest rates and much more flexible terms than other traditional lenders. We offer loans from $500 to $15,000 and customers can choose to repay their loans in anything from 6 months to 3 years.

Interest Rate

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Loan Amount



Repayment Term

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Crester Credit has a simple online application

As an alternative credit provider, we pride ourselves in being able to process loan applications that are made entirely online.

This means our customers don’t have to travel to us to apply but can sit in their own homes and complete our easy loan application form.

What we require upon application

We require that all applicants be 18 or over, be NZ residents and have a regular income which proves their ability to afford the debt consolidation loan they’re applying for. We will ask you to provide us with your bank statements, ID, proof of address and payslips. Since all our loans are secured you must be able to provide the necessary documents to back up the security you are providing.

How can I enhance my chances of being approved for credit?

If you are looking for a quicker way of ensuring that your credit profile is always up to standard, you have to ensure that you pay all your debts in time. Failure to do this will render your credit profile negative and you may have difficulty getting a debt consolidation loan in the future. We always advise our customers to not apply for an advance plan unless it is really important and necessary.

What can I use my loan for?

While the main purpose of credit is to give clients’ money so they can attend to their debt consolidation issues, they can use the loan for anything. We are not worried about what you intend on using the money for, as long as you meet our requirements, we will transfer the money into the bank account details that you have provided us.

Can I pay my loan earlier than the required date?

If you would like to settle your debt consolidation loan earlier than the scheduled date, you are welcome to do so. There will be no additional charges made to you.  In fact, this will give you a few brownie points.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Earning a stable income
  •  Credit check
  •  Can you provide security
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Personal loans
  • Bad credit loans
  • car/vehicle loans
  • Business loans
  • Debt Consolidation loans
  • Helath and medical loans
  • Home renovation loans

Customer Reviews & Testimonials

Contact Details

 Visit Website


 Physical Address

  • 3 Shirley Rd, Mairehau, Christchurch, Canterbury, 8013, New Zealand

 Postal Address

  • PO Box 1730, Christchurch, 8013, New Zealand