About Future Finance
As a modern online lender we strive to make things as simple and straightforward as possible for our customers.
With us there are no hidden fees or nasty surprises – just affordable personal loans with great customer service. If you want a lender who cares then Future Finance is right for you!
Affordable rates Tailored to your Credit
At Future Finance our rates start from as low as 10.94% - and we tailor each interest rate to suit the customer’s credit as well as level of security, loan amount and loan term. We understand that everyone is unique and we strive to mould our quick loans to match every client’s individual needs.
What Future Finance can offer you
Future Finance offers personal loans that can be used to purchase a car, consolidate debt or pay for home renovations.
Our loans range from $2,000 to $80,000 and we offer loan terms of between 6 months and 5 years. We require some form of security for all applicants and can work with people who have bad credit as well.
Understanding Debt Consolidation
Consolidating debt means that you combine all of your existing debts into one and take out a bigger loan which will allow you to pay these debts off entirely. You are then required to repay the consolidation loan only. Many times the rate you get will be lower than the rates on your smaller debt which will allow you to save money.
In a Nutshell
- Loan minimum NZ$2,000
- Loan maximum NZ$80,000
- Interest rate From 10.93% to 100.67% per annum
- Loan term minimum 6 months
- Loan term maximum 5 years
- Average processing time 60 minutes
- Online application
- Secured loan option
- Bad credit consideration
- Early repayment
How to Apply for a Consolidation Loan with us
In order to be eligible for a debt consolidation loan with Future Finance you must be over 18, be a NZ resident, and be employed or self employed with a regular income and have some form of security to offer.
We will require you bank statements, proof of address and documents pertaining to the security you’re providing.
Our Online Loan Application
As a lender that operates online we require all customers to make their loan applications online and to send us their supporting documentation by email or fax. This entire loan application will take just 10 minutes and you’ll be well on your way to getting your loan. We will then begin to process your loan request and will likely get back to you in just 60 minutes or less.
Eligibility & Requirements
- Stable address history
- 18 years or older
- NZ resident
- Earning a stable income
- Credit check
- Active NZ bank account
- Can you provide security
- Bank statements
Other Products & Services
- Personal Loans
- Business Loans
- Debt Consolidation Loans