Rating based on 38 reviews

ASB Bank

Updated

  • Low-interest starting from 12.95%
  • Debt consolidation loans up to $40,000
  • Repayment up to 7 years

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ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]

About ASB Bank

If you want a bank that cares about you – then it’s time to switch to ASB.

Enjoy a brighter future by getting the ideal debt consolidation loan for your dire financial situation from them.

ASB Bank is a leading provider that offers innovative financial products and services including home loans, personal loans, business loans, insurance, credit cards, debt consolidation loans, and more. With the difference, they make in the lives of their customers they are one of the most loved banking corporations in the country.

They are all about their people

ASB is proud of its staff members who are amongst the most dedicated and passionate professionals in the financial industry. Their people are well trained and well looked after and it shows in the way they treat and interact with their valued customers.

Debt consolidation with a company that cares

ASB Bank is a company that cares about the financial well-being and success of its customers. Whether you’re looking to buy a new car or consolidate your debts they have the information and tips you need to get it done in the best and most cost-effective manner possible.

They offer proper advice as they know that a debt consolidation loan might not be for everyone and securing it too soon or too late can be harmful to you and not helpful.

What ASB Bank can offer you

You can secure a debt consolidation loan between $2,000 and $40,000 with low rates at only 12.95%.

The best part is that there are no early repayment fees if you want to pay off your loan sooner. They have flexible repayment terms between 6 months and 7 years.

The benefit of consolidating all your unsecured debt into one loan is that you won’t have to deal with so many creditors or phone calls any longer, you’ll have a lot more financial freedom and less stress. Consolidation loans are used to get kiwis out of debt in the easiest, most painless way possible.

Better your finances with their low-rate loans

Debt consolidation means taking a number of smaller unsecured loans and combining them into one bigger loan with a lower interest rate. This allows you to save money in interest, pay lower monthly installments, and it makes it easier to manage debt overall.

Apply for more than one loan

Applying for an additional debt consolidation loan will depend on your affordability and whether your credit profile allows you to take the credit. If your other loans are in good standing and you qualify for extra credit, they will approve your application.

They always advise their customers to first finish paying off their initial debt consolidation loans before applying for another one.

ASB Bank Product Details

  • Loan Type Debt consolidation loans
  • Interest Rate 12.95 – 17.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years
  • Decision 24 hours

Our low rates loans helps your better your finances

Another reason that ASB is just better is that they allow both new and existing customers to apply for credit online.

Their website is filled with a wide range of information and tips on making better financial decisions and taking on credit. Enjoy a 100% online loan application for all sorts of products and services.

How to apply for a debt consolidation loan:

Step 1:

You’ll need to supply them with all your existing debts, income, and expenses as well as some personal details to give them a better idea of who you are.

Step 2:

After their verification and assessment process, they will provide you with a debt consolidation loan offer that is tailored to your situation and needs.

Step 3:

You can sign their offer if you are happy and receive the money just a little later within a few hours.

Requirements for a debt consolidation loan:

As long as you are an NZ citizen that is older than 18 with a regular income and an active bank account, you will be eligible to apply.

Master the art of applying for credit during an emergency

A number of customers are settling debts that they never really wanted to apply for because they weren’t in a sense of financial emergency. If you don’t need the credit, there is no need to ruin your credit profile for something that you can always get at a later stage.

ASB Bank is very passionate about giving the right financial advice to the people of New Zealand and they will only grant you a debt consolidation loan if it will be to your benefit.

Find out if this option is ideal for you today.

Benefits of joining ASB

  • Proper financial advice.
  • A better financial future.
  • Getting rid of debt, the right way.
  • Flexibility and transparency.
  • High levels of customer service.

Customer Reviews & Testimonials

September 2020

I applied for a debt consolidation loan in the morning. Within hours, I was already approved for credit. What’s even better was the fact that the money was deposited on my bank account on the ver...

Kate H
— Ahuroa —

February 2020

I am usually terrified when I have to complete a loan application. ASB Bank’s credit application has been simplified to such an extent that there is no reason to call in for one of their consulta...

Mary Jane W
— Akaroa —

August 2021

They offered me such a suitable and affordable solution to help me out of my financial situation.

Hill J
— Auckland —

September 2021

A very reliable and transparent company that cares about the well-being of its clients.

King M
— Hamilton —

January 2022

I was struggling with my debt and ASB Bank came to my rescue. I’m currently busy getting rid of my debt the right way.

Sarah Grey S
— Rotorua —

ASB Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • Westfield Centre, 219 Don McKinnon Drive Auckland Auckland 0632 New Zealand
  • Get Directions

Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 16:30
  • Sunday 10:00 – 16:00