BNZ Bank

About BNZ Bank

BNZ Bank is one of the leading banks in the country with some of the best and most advanced banking technologies and the lowest rates available in New Zealand.

Whether you’re looking to switch to BNZ for more affordable banking or take out a business loan – we’ve got the best deals at the lowest rates!

Simply Untouchable

Our sheer weight and size is what allows us to control our rates and offers independent of our local and international competition. We’re a bank that simple strives to achieve more, do better and help our customers achieve the financial freedom we believe they deserve.

What BNZ Bank can offer you

At BNZ Bank we offer banking and lending services to individuals, businesses and institutions and are proud of our flexibility and comprehensive range of services and products.

With all that we offer it’s safe to say that when customers choose us they never need to look elsewhere to have their needs met.

Consolidating your Bad Debts

Whether it’s one too many credit cards, hire purchases or store cards that have got you tied up – we can offer you a personal loan of up to $30,000 that can be used to consolidate your debt into one, more manageable loan with a lower interest rate.

In a Nutshell

  •  Loan minimum NZ$1,000
  •  Loan maximum NZ$30,000
  •  Interest rate 17.85% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Consolidate your Debt and Free up Money with BNZ Bank

Our annual interest rate on debt consolidation loans is just 17.85% - a rate that essentially guarantees you’ll save money by combining your debts into one easier to manage BNZ Bank loan.

We offer loan terms from 6 to 60 months – which means you can choose a longer loan term and lower the monthly installments to make your debt easier on the budget.

Applying Online for a Loan

Unfortunately, we require you to be an existing customer to get a debt consolidation loan with us. If you are interested in our fantastic products and are not a client, we strongly recommend that you switch to us today and begin your journey to financial well being and success. We offer a 100% online loan application for existing customers and we strive to get back to you in 24 hours or less.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Home Loans
  • Credit Cards
  • KiwiSaver
  • Investments
  • Personal loans
  • Insurnace

Contact Details

  •  0800 275 269
 Visit Website


 Physical Address

  • 262 Queen St, Auckland, Auckland, 1010, New Zealand

 Postal Address

  • Private Bag 39806, Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –