Gold Band Finance

About Gold Band Finance

As an online lender we don’t have time to mess you around.

We value your time as much as we value our own and our quick and streamlined online loan application is simply a testament of this. Applying for a loan with us will take you less than 10 minutes and you can get the cash on the very same day!

Do you need a personal loan?

Can't borrow from friends or family? We're a reliable lender that deals with such problems in an innovative way. Don't spend another second scouring through lenders websites and trying to find a credit solution that meets your individual needs - visit Gold Band Finance and apply for a personal loan with us.

What Gold Band Finance can offer you

With astonishingly fast loan processing times, great customer service and flexible repayment options - we are the lender of choice for people across the country.

Whether you need a loan to buy a new or used car, consolidate debt or make a large purchase Gold Band Finance will offer you a secured personal loan that meets your needs.

Our Interest Rates and Loan Details

At Gold Band Finance we only offer secured personal loans - which is why our standard annual interest rate is so low. Our interest rate which is currently 17.95% per annum is lower than the majority of our competitors and ensures that you can use the loan to consolidate debt and save money at the same time.



In a Nutshell

  •  Loan minimum NZ$2,000
  •  Loan maximum NZ$50,000
  •  Interest rate 17.95% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 36 months
  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


Applying for a Secured Loan with us

Transparency is something that is very important to us at Gold Band Finance so we've listed all of our fees and charges as well as made an accurate loan calculator available so that people can adjust their short-term loan amounts or terms for maximum affordability.

A Simple Loan Application Process

Applying for a loan with Gold Band Finance is simple and will only take you a couple of minutes. Our online loan application doesn’t ask you to move mountains - simply fill in some basic information and upload your banks statements, recent pay slips and proof of address. You can also apply in branch.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Can you provide security
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Business Lending
  • Personal Lending

Contact Details

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