Rating based on 1,183 reviews
LendMe is a peer-to-peer lending platform that simply offers you more than both banks and other peer-to-peer lenders.
We strive to listen to the needs of borrowers and pay them the attention and care they deserve. Our processes are refined, our rates are untouchable and our platform is flawless.
Why we're so much better
Unlike with other P2P lending platforms who make the lending decisions on behalf of lenders - we let the people who want to invest their money making their own decisions of who they want to lend to. We simply facilitate the process and let both borrowers and investors do business and finance the way they want to.
What LendMe can offer you
At LendMe we offer secured personal loans that range from $25,000 to $2 million and our rates vary from as little as 6.64% to 15.04% - a rate that is simply unbeatable!
Our loans are ideal for purchasing property and we, therefore, offer personal, commercial, residential and rural loans across NZ.
Do things differently
If you're looking to buy a home or refinance your current home - why not try LendMe? Out marketplace will enable you to access highly competitive rates and will put you in the driver's seat. You can also use our loans as a bridging loan until you get that new property in order and we offer loans to retired individuals as well.
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In a Nutshell
Apply for a peer-to-peer loan quickly, simply apply online
Applying for a quick loan with LendMe is simple, quick and most of all you never have to leave your house to do it! Our online personal loan application will take you only a few minutes to get through and once it's done we'll take care of the rest!
Registering and making your application
In order to get a peer to peer loan through LendMe, you must first register on our platform. You can do this as an individual, as a couple or even a group in the case of businesses and people looking for start-up capital.
To complete an online loan applicationyou will need to provide some form of identification, your address, bank account details, IRD numbers, 3 months bank statements and agree to out Borrower Agreements and Disclosure Statement.
Always borrow the exact amount of money that you need
Should you want to borrow a lower amount of money and you find that you actually qualify for more, don’t change your mind for a higher amount of money. This may be a big mistake for your budget and you will also be paying a higher amount on interest rates. Having a sheer sense of financial disciplines goes a long way. It will help you when you really need to borrow money in the future and your credit profile is still in good records. We want our customers to be able to use and spend money wisely and not recklessly.
Getting a loan that balances your budget
It is pointless to apply for a peer to peer loan that will not balance your budget. What you should rather do is get yourself a loan that will not give you any headaches or stress. Compare credit plans if you have to. As long as you find a loan that will not make your change your monthly financial obligations, you off to a good start. LendMe strives to have customers that are able to manage their finances effectively and we will help them get there.
Eligibility & Requirements
Other Products & Services
- Borrow from $25,000 – $2 million!
Customer Reviews & Testimonials
LendMe gave me a second chance and approved my loan application.
— Haast —
The peer to peer loan application was fast and easy to complete.
— Hakataramea —
I knew that my loan application was approved on the very same day!
— Hawera —