Pretty Penny Loans

Pretty Penny Loans is a Registered Financial Service Provider / FSP526046

About Pretty Penny Loans

The fast cash loans offered by us are more competitive than those of our competitors and are also more affordable.

When your expenses are higher than what you had expected, visit our website, apply for a loan and get your life back on track.

Reliable, Honest and more Affordable

We're a New Zealand lender that offers a level of transparency and service that is rare. We will always let you know exactly how much our payday loans cost and what you can expect in terms of turnaround times. We are reliable, honest and most of all, an affordable lender.

What Pretty Penny Loans can offer you

Although payday loans can be costly - ours are more affordable.

We offer customers competitive rates in addition to the flexibility that you'll rarely find among other payday lenders. This loan flexibility allows you to determine not only how much you borrow but also in how many installments you repay the loan.

Borrow up to $500

At Pretty Penny Loans we offer quick loans that range from $50 to $500 at an AIR of 365%. Our loan terms are short which means that you don’t have to commit yourself to long term debt. We can approve loans in just 60 minutes and take pride in our speed and efficiency.

In a Nutshell

  •  Loan minimum $50
  •  Loan maximum $500
  •  Interest rate 365% per annum
  •  Loan term minimum 7 days
  •  Loan term maximum 42 days
  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

How to Apply for a Payday Loan Online

On our website you can make use of our loan calculator which will give you an indication of how much a loan will cost you with Pretty Penny Loans.

Once you've decided on how much you want to borrow you can then proceed to fill in the loan application form online.

A 5 Minute Loan Application

With our 5 minute application and instant loan approval - you don’t need to wait long just to find out if you'll be approved by for your short-term loan. This means the whole process is less stressful and that you can make use of the money much faster than with any other lender.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Payday Advance
  • Quick Loans & Fast Cash Loans
  • Short Term Loans
  • Same Day Loans
  • Emergency Cash Loans

Contact Details

 Visit Website Apply Directly


 Postal Address

  • PO Box 11360, Palm Beach, Papamoa, 3151, New Zealand