Rating based on 1,180 reviews
About Admiral Finance
Unlike other lenders who focus solely on your credit history we look at you income to decide if we can assist you and - even low income earners are welcome to apply.
Getting you sorted faster
Since we're an online lender we're able to process loan applications quickly and efficiently and get you the money you need faster. We're a flexible lender that tailors loans to suit the customer so, whether you have bad credit, a lack of history or have no security and would like to assign a guarantor - we can help.
What Admiral Finance can offer you
All of our loans are secured and you must be able to provide some form of collateral or a guarantor who can do so.
Rates and loan terms
At Admiral Finance we offer loan terms that range from 6 to 60 months and an interest rate that ranges from 13.95% to 24.95% per annum. You can apply for a personal or business cash loan up to $50,000 at any time of the day or night via our website.
From 0 %
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Secured loan option
Look no further than Admiral Finance - we will fund your business
In order to apply for a loan with Admiral Finance, you must be aged 21 or over, be a citizen or permanent resident of New Zealand, be able to provide security for your loan and be able to provide a valid form of identification.
You may not be bankrupt or be under a "no asset procedure".
Applying for a loan online
Once you've checked to make sure you meet our minimum requirements for a loan you can then make your way to our website and begin your online loan application. You can also apply for a fast loan telephonically during business hours should this be more convenient for you.
Using our loan calculator for your loan
We have made the loan calculator available for you to use. You will be able to check how much you would like to apply for and how much you would like to pay on your loan amount. What is great about the loan calculator is that you can change the amounts around you can even see which would be better paying weekly or every two weeks or every month. This is will help you find an amount that you are comfortable paying and loaning. If you feel that you have found the right amount for you then you can click on apply.
What if we told you that our online application takes 5 minutes
We have thought about the fact that most people are busy and do not have lots of time to answer and application. We have tried to make our application as quickly as possible making it only 5 minutes long. We are here to help you if you are unsure all you have to do is contact us and we will help you through your application.
If you are approved
Making your life nice and easy if you are approved for your loan our company will let you know and transfer your funds in the next 24 hours.
Eligibility & Requirements
Other Products & Services
- Personal Loans
- Car Loans
- Fast cash loans
- Business loans
Customer Reviews & Testimonials
Endeavouring to begin a start-up is a daunting undertaking. I was so grateful for the amazing support and assistance I received from this organisation when it came to getting a loan for my new business to help me off the ground. I would honestly recommend them to anyone in a similar position.
— Christchurch —
As a long time business owner I have dealt with my fair share of banks and other lenders, so I can say with confidence that doing business with this organisation has been quick, simple and easy. A good option for anyone considering getting a business loan.
— Masterton —
The ease and convenience of the application and repayment process have blown me away. The website was so user-friendly and the call centre staff very efficient. Great job on all fronts
— New Plymouth —
- 45 Mandeville Street, Level 1, Riccarton, Canterbury, 8011, New Zealand
- PO Box 36, 606 Merivale, Christchurch, 8146, New Zealand
- Monday 08:00 – 16:45
- Tuesday 08:00 – 16:45
- Wednesday 08:00 – 16:45
- Thursday 08:00 – 16:45
- Friday 08:00 – 16:45
- Saturday Closed –
- Sunday Closed –