My Loan Solution

About My Loan Solution

We one of New Zealand's most popular online short-term loan provider and we're constantly looking for ways to serve you better!

Whether you need a loan or just want to say hello - get in touch with us and find out how we can help you make the most of your finances in a way that ensures financial freedom and early retirement!

Our Dedicated Staff

With a panel of staff that are passionate, dedicated and professional - our customers are served with a smile each and every time. We put the effort in to actually listen to what you are saying and what you need and then we alter our quick loan products to meet your individual needs - it's that simple!

What My Loan Solution can offer you

When money is tight it may seem like everything that could go wrong is going wrong.

If your car has broken down or you need to change your tires and you account is empty what do you do. We can offer you a quick cash loan to help you pay for the repairs and get you back on the road.

How Our loans Work

We offer both secured and unsecured bad credit loans with loan terms of up to 12 months. Out interest rate ranges from 75% to 85% per annum and we can process and transfer loans in just 24 hours or less. We allow you to repay your loan earl and save with no penalty.



In a Nutshell

  •  Loan minimum NZ$300
  •  Loan maximum NZ$5,000
  •  Interest rate 75% to 85% per annum
  •  Loan term minimum 3 months
  •  Loan term maximum 12 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


How My Loan Solution Works

Do you have a bad credit history? Have you been refused a loan by you bank recently?

If so than you'll be glad to know that My Loan Solution offer bad credit loans for people just like you. We will focus on your income alone when assessing affordability - so bad credit is not a problem at all!

Loan Eligibility Requirements

To apply you must be 18, a NZ citizen or resident, employed full time and be able to provide proof of address, and ID and if applicable security. Once we get your completed application we will arrange a suitable short-term loan for your needs and income and have you up and running in hours.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Unsecured Loans
  • Secured Loans
  • Cash Loans
  • Debt Consolidation Loans
  • Bad Credit Loans

Contact Details

 Visit Website Apply Directly