About UDC

We're are a transparent lender that operates with completely honest and genuine care for the customers who make use of our services.

With us you'll always know where you loan application stands, how much a fast loan is going to cost you and what we expect in terms of repayment.

Leveraging the Expert Team at UDC

Our staff are all experts in vehicle finance and are available to assist your with designing a car loan package that will meet your needs. From ensuing you can afford the weekly installments to making sure you can get the loan amount that you need to purchase your vehicle of choice - our experts get it right!

What UDC can offer you

The NZ lending market is certainly behind in terms of speed, efficacy and affordability but, UDC is one provider that has made a decision to do things differently from the rest.

The car loans can be applied for online and you will hear from us in under 2 hours and most importantly, our rates are highly competitive.

Up to 100% Car Finance at UDC

We offer secured car loans that start from $10,000 at low interest rates from 9.35% per annum to 14.35% per annum. We offer loan term from 1 to 5 years and will tailor each finance package to meet the needs of our customers. If you're ready to apply our expert team is standing by to assist!

In a Nutshell

  •  Loan minimum $10,000
  •  Loan maximum $1 million
  •  Interest rate From 9.35% to 14.35% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 5 years
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option

Securing a Competitive Car Loan with UDC

Lending does not have to be complicated and you should be able to dictate how much you borrow and for how long - and that's exactly what a car finance from UDC offers you.

When we tailor loans to meet the needs of our customers we feel as though e are working on a piece of art that need to meet many characteristics but is also entirely unique to the next.

A Responsible Lender - All the Way

As professional who are registered with relevant bodies we strictly abide by the codes set out by government and always ensure that the customers we work with are not bankrupt, blacklisted or in a bad financial situation that will be made worse by a loan. We're responsible and will always be!

Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  Must be under 65 years old at the end of loan term
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Active NZ bank account
  •  30 day bank statements
  •  Valid identity document
  •  Security valuation appraisal (proof of insurance)
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)
  •  Personal reference

Other Products & Services

  • Investing
  • Car Loans
  • Asset Finance

Contact Details

  •  0800 500 832
  •  0800 833 832
  •  0800 269 111
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 Postal Address

  • PO Box 91145, Victoria Street West, Auckland, 1142, New Zealand