DTR is a Registered Financial Service Provider / FSP39861

About DTR

We're here to help you.

While it's true that banks and other lenders are simply striving to meet their bottom line - at DTR we strive to help our customers achieve their financial goals by providing them with flexible loan solutions. When you use us you get quick secured finance with flexible terms and affordable rates.

Faster, Better Loans

At DTR our strategy is simple - to deliver superior loans and superior customer service to each and every customer without exception. We are a secured short-term loan provider and are able to process and approve loans at a much faster pace than banks and other store front lenders.

What DTR can offer you

We offer secured fast cash loans that range from $500 to $20,000 that can be secured on almost any household good.

We help people who need a little extra cash get it easily and quickly with no credit check and no hassle.

Why our Loans are Ideal

Our short term loans are great because they offer you the money you need now but, do not keep you in debt for an extended period of time. You can get up to $20,000 and then repay the entire sum in up to 48 months. This means you can do more now but won't be stuck in debt for years.

In a Nutshell

  •  Loan minimum NZ$500
  •  Loan maximum NZ$20,000
  •  Loan term minimum 12 months
  •  Loan term maximum 48 months
  •  Average processing time 2 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Getting your Flexible Loan Online

Short term loans are a useful tool to get your life back on track when you're short on cash and need to pay bills, buy groceries of fill the car with petrol to get to work.

If you're experiencing a cash shortage our personal micro loans can offer you an affordable and simple way out. Apply online and get your loan today.

Up to 48 Months to Pay

Short term loans typically have a loan term that is less than 6 months but some lenders, like us, offer terms that range up till 48 months. Due to the short term nature of these loans generally carry higher interest rates than personal loans.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Competitive fees
  • Borrow from $500 to $20,000
  • Flexible terms
  • Online application

Contact Details

 Visit Website


 Physical Address

  • Unit B, 3029 Great North Rd, Auckland, Auckland, 0600, New¬†Zealand

 Postal Address

  • PO Box 204365, Highbrook, Manukau, 2161, New¬†Zealand

Opening Hours

  •  Monday 08:00 – 17:00
  •  Tuesday 08:00 – 17:00
  •  Wednesday 08:00 – 17:00
  •  Thursday 08:00 – 17:00
  •  Friday 08:00 – 17:00
  •  Saturday 10:00 – 12:00
  •  Sunday Closed –