Rating based on 1,208 reviews


DTR is a Registered Financial Service Provider / FSP39861

About DTR

We're here to help you.

While it's true that banks and other lenders are simply striving to meet their bottom line - at DTR we strive to help our customers achieve their financial goals by providing them with flexible loan solutions. When you use us you get quick secured finance with flexible terms and affordable rates.

Faster, better loans

At DTR our strategy is simple - to deliver superior loans and superior customer service to each and every customer without exception. We are a secured short-term loan provider and are able to process and approve loans at a much faster pace than banks and other store front lenders.

What DTR can offer you

We offer secured fast cash loans that range from $500 to $20,000 that can be secured on almost any household good.

We help people who need a little extra cash get it easily and quickly with no credit check and no hassle.

Why our loans are ideal

Our short term loans are great because they offer you the money you need now but, do not keep you in debt for an extended period of time. You can get up to $20,000 and then repay the entire sum in up to 48 months. This means you can do more now but won't be stuck in debt for years.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

In a Nutshell

  •  Average processing time 2 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Visit our website and apply for one of our flexible loans within minutes

Short term loans are a useful tool to get your life back on track when you're short on cash and need to pay bills, buy groceries or fill the car with petrol to get to work.

If you're experiencing a cash shortage our personal micro loans can offer you an affordable and simple way out. Apply online and get your loan today.

Up to 48 months to pay

Short term loans typically have a loan term that is less than 6 months but some lenders, like us, offer terms that range up till 48 months. Due to the short term nature of these loans generally, carry higher interest rates than personal loans.

A simple process for your convenience

In less than ten minutes you can get the finance that you deserve. We are here to assist you along every step of the way. If applying online is not your thing and you prefer a human touch with your finance then give us a call on the phone or drop in at one of our branches and we will assist you to complete your application. Ensure to have some photo ID handy along with information regarding your income and expenses so that we can easily assess your affordability.  We have an assortment of options to choose from and we are here to help you make the right choice.

Service with a smile

When it comes to customer service we know exactly what you need to put a smile on your face. You are stressed out enough which is why we do not intend to add to that stress. Our staff is all well-trained and equipped to accommodate all your financial needs. If you are concerned or unhappy about something then simply pick up the phone and give us a call! If you prefer you can also drop us an email or pay us a visit in-branch. Life is complicated enough which is why we do not plan to make our finance complicated too.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Competitive fees
  • Borrow from $500 to $20,000
  • Flexible terms
  • Online application

Customer Reviews & Testimonials

Contact Details

 Visit Website


 Physical Address

  • Unit B, 3029 Great North Rd, Auckland, Auckland, 0600, New¬†Zealand

 Postal Address

  • PO Box 204365, Highbrook, Manukau, 2161, New¬†Zealand

Opening Hours

  •  Monday 08:00 – 17:00
  •  Tuesday 08:00 – 17:00
  •  Wednesday 08:00 – 17:00
  •  Thursday 08:00 – 17:00
  •  Friday 08:00 – 17:00
  •  Saturday 10:00 – 12:00
  •  Sunday Closed –