Rating based on 1,541 reviews


cantwait.com

About cantwait.com

Dealing with Cantwait.com is simple and will likely be a new experience for those who have never used us before.

Our staff are professional, accurate and quick and will have your loan application form assessed and approved in under 2 hours. This speed and service superiority is why so many Kiwis choose us.

What is our promise to you?

We promise that we will always serve you quickly, accurately and with the least bit stress to you. Even before we begin to process your loan application you'll get a clear indication of what a personal cash loan will cost you.

What cantwait.com can offer you

At Cantwait.com we offer payday cash loans and convenient short term loans to both new and existing customers.

New customers can apply for a maximum of $500 while existing customers can apply for a loan of up to $1,500. Existing customers can also request a loan via text message with no need to reapply!

Short term solutions

Our short term loans are ideal for short term cash emergencies and cash flow problems but should not be used as a long term solution. If you like our service offerings and you think they meet your short term cash needs then read on to find out about our lending criteria.


Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 2 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


Applying on Cantwait.com is as easy as filling in a quick application form online

Our loans are simply the quickest and most flexible products on the NZ online financial market and can make for an easy way to get through financial difficulty.

When you use Cantwait.com you're getting one of the most flexible and speedy credit options on the internet and that you'll have the loan credited on the same day.

Your supporting documentation

Our short term loan application form has been developed with simplicity and speed in mind. You can easily complete the online form in 10 minutes or less and then proceed to upload the required supporting documentation or, send them to us via email or fax.

Comparison is in your best interest

Applying for a loan, no matter the size can be a daunting process. If you are the type of person that prefers a hands-on approach to finance then comparison is in your best interest. Our website has a nifty online calculator that will allow you to determine how much you are able to afford in repayments monthly to see how much you will be able to borrow over the long term. In order to do this successfully, you will need to assess your past, current and future financial needs. It is important to know your options in order to determine the best course of action for your situation.

Bad credit is not an issue

When it comes to lending often those who need money the most are the ones who are turned away by lenders. We are proud to say that we do not follow suit – even if you have a poor credit record we are willing to assist you with your financial predicament. We do not turn people away and take the time to assess each application individually in order to determine the best course of action for your financial circumstances. Do not let bad credit deter you because it does not deter us.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check

Other Products & Services

  • Payday Loans
  • Short term Loans

Customer Reviews & Testimonials

Contact Details

 Visit Website Apply Directly

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –