cantwait.com

About cantwait.com

Dealing with Cantwait.com is simple and will likely be a new experience for those who have never used us before.

Our staff are professional, accurate and quick and will have your loan application form assessed and approved in under 2 hours. This speed and service superiority is why so many Kiwis choose us.

What is our promise to you?

We promise that we will always serve you quickly, accurately and with the least bit stress to you. Even before we begin to process your loan application you'll get a clear indication of what a personal cash loan will cost you.

What cantwait.com can offer you

At Cantwait.com we offer payday cash loans and convenient short term loans to both new and existing customers.

New customers can apply for a maximum of $500 while existing customers can apply for a loan of up to $1,500. Existing customers can also request a loan via text message with no need to reapply!

Short Term Loans as a Short Term Solution

Our short term loans are ideal for short term cash emergencies and cash flow problems but should not be used as a long term solution. If you like our service offerings and you think they meet your short term cash needs then read on to find out about our lending criteria.



In a Nutshell

  •  Loan minimum $NZ100
  •  Loan maximum $NZ1,500
  •  Interest rate 521.43% per annum
  •  Loan term minimum 1 day
  •  Loan term maximum 70 days
  •  Average processing time 2 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


Applying on Cantwait.com

Our loans are simply the quickest and most flexible products on the NZ online financial market and can make for an easy way to get through financial difficulty.

When you use Cantwait.com you're getting one of the most flexible and speedy credit options on the internet and that you'll have the loan credited on the same day.

Your Supporting Documentation

Our short term loan application form has been developed with simplicity and speed in mind. You can easily complete the online form in 10 minutes or less and then proceed to upload the required supporting documentation or, send them to us via email or fax.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check

Other Products & Services

  • Payday Loans
  • Short term Loans

Contact Details

 Visit Website Apply Directly

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday Closed –
  •  Sunday Closed –