Advantage Finance

Advantage Finance is a Registered Financial Service Provider / FSP13501

About Advantage Finance

With more than two decades in the NZ financial industry, Advantage Finance has built a solid reputation for being one of the most reliable and efficient property finance specialists in New Zealand.

We are a registered, responsible and direct lender that always puts the customer first.

Why We're Unique

Our company was founded in 1994 and has since then provided Kiwis with years of reasonably priced property loans and all round great service. We're different because we've got the experience, customer base and offerings to back up our claims.

What Advantage Finance can offer you

At Advantage Finance we offer short term loans, long term loans and business loans that you can structure the repayments in an interest only, capitalized interest and progress payment format depending on your individual needs and personal financial circumstances.

Why our Short Term Loans are Ideal

Our personal loans are great because they offer you the money you need now but, do not keep you in debt for an extended period of time. You can get up to $3 million and then repay the entire sum in just the right length of time depending on your needs. This means you can do more now but won't be stuck in debt for years.

In a Nutshell

  •  Loan minimum NZ$25,000
  •  Loan maximum $NZ 1 million
  •  Interest rate From 9.75 to 11.95% per annum
  •  Average processing time 72 hours
  •  Online application
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Applying for a Loan with Advantage Finance

If you're ready to make your application please view our requirements below to ascertain that your application will go through and avoid any unnecessary time wasting.

While our short term loans can be obtained online we endeavor to make your experience with Advantage Finance a personalized one where you receive the attention that you need quickly.

Some General Eligibility Requirements

To apply for a quick cash loan with Advantage Finance you must be aged above 18, be a NZ citizen and be employed in a full time position. Once you've completed the online loan application form we will request a copy of your ID, your bank details, your most recent pay slips and your bank statements for the preceding three months as well as the details of the property to be used as security.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Bridging Mortgages
  • Short Term Mortgages
  • Interest Only Mortgages
  • Mortgagee Sale Refinance
  • Bridging Finance
  • Short Term Finance
  • Development Finance
  • Construction Finance
  • Joint Venture Funding

Contact Details

 Visit Website


 Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New¬†Zealand