SBS Bank

About SBS Bank

SBS Bank was founded about 147 years ago with the vision to aid members to help members in a mutually beneficial way.

Unlike mainstream banks every customer is also a member of SBS Bank and we operate solely for the benefit of our members. From everyday banking to home loans and savings accounts all of our products and services are designed to help members achieve their financial goals.

Better Service, Lower Rates and More Flexible Terms

We've been operating for over 147 years and have grown year upon year with more and more people choosing to use our competitive services. From personal cash loans to home loans we are and will continue to be one of the best member owned banks in the country - offering you better service, lower rates and more flexible terms than anyone else! 

What SBS Bank can offer you

At SBS Bank we offer a wide range of personal loans, home loans, investment and savings account as well as affordable insurance products.

You can view our full list of products and services on our website and call us to speak to someone if you have any questions, concerns or need help filling in our loan application form.

Ready to Purchase you Dream Home?

At SBS Bank we offer affordable property finance solutions to kiwis nationwide. If you need a mortgage that will work for your individual needs contact us to find out how we can help you. We offer an online loan application and will assist you every step of the home buying process.

In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Interest-only home loans
  •  Interest rate From 4.75% to 5.54% per annum
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

How to Become a Member and Apply for a Mortgage with us

In order to access any of our fantastic products and services you must first apply to become a member of SBS Bank.

This can be done by completing a simple enquiry form after which an agent will get back to you to guide you through the process step by step.

Years of Property Experience put to Work for you

While buying your first home is certainly a new, complicated and even scary prospect, SBS Bank has years of experience in the business and has the expert knowledge to get you up and running smoothly. You can call us, fill in an enquiry form or come out to see us and we will get you up to speed on all of our mortgage options and what they can do for you.

Eligibility & Requirements

Other Products & Services

  • Personal Loans
  • Home Loans
  • Retirement Loans
  • Agribusiness and Rural Loans

Here’s a short video about SBS Bank

Contact Details

  •  0800 727 2265
 Visit Website


 Physical Address

  • 36 Spring St, Tauranga, North Island, 3110, New¬†Zealand

 Postal Address

  • SBS Bank, PO Box 835, Invercargill, 9840, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:30 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –