Rating based on 13 reviews

Liberty Financial

Updated

  • Low-interest starting from 5.29%
  • Property finance up to $100,000
  • Repayment up to 30 years

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Liberty Financial homepage

Author Liberty Financial. Screenshot of Liberty Financial website. [Accessed May 23, 2018]

About Liberty Financial

If you are in search of a lender to help you with your first mortgage, you should look no further.

Liberty Financial was built on a solid foundation. Bringing its customers only the best service is a top priority for them. There is little debate that Liberty Financial has made its mark in New Zealand. Opting for a home loan from them is a safe and wise decision.

They have made their website easy and convenient for you to navigate. Make the smart decision today and start your home buying process with them with ease.

Liberty Financial offers you specialty finance

Recognizing that there was a great need for financing in New Zealand, Liberty Financial put itself on task. They realized that many Kiwis were not getting the loans they needed and they wanted to change that.

Along with everyone that was not able to obtain a mortgage there was also a great need for a lender offering great service.

Liberty Financial saw this and advanced more than $800 million in home loans alone. This soon made them the leading finance company in New Zealand. 

A little history about Liberty Financial

Initially, Liberty Financial was created in 1994 to provide services to other financing companies. They offered their very first deposit to an investor in 2003. Currently, they boast a range of term deposits at competitive rates for investors.

Liberty Financial's term deposits are secured by first-ranking security stock.

Being a successful finance company with a long-term investment-grade credit rating, they are the best lender for all kinds of loans. Getting a loan to purchase your home from them will be a rewarding exercise and you can rest assured that you are always in safe hands.

What Liberty Financial can offer you

One of the most exciting adventures you can begin in life is the adventure of buying your first home. Not many people are in a financial position to buy their dream home in cash.

Liberty Financial understands that every person is unique and so are their financial needs. By offering you competitive rates and low deposit options, your dream home can be within reach. They offer variable and fixed rates and terms of 20 years+ depending on your profile.

There is no better time than now to take the next step and talk to Liberty Finance.

Liberty Financial will help with your mortgage

Buying a new home is often a very scary thought. There are so many things to know in order to make the best choice regarding your new home. There is no need to stress when you have Liberty Financial in your corner.

With their knowledgeable and friendly staff, you can be sure that you are in safe hands right from the start. Helping Kiwis to invest in their future by purchasing property is their main aim.

Liberty Financial knows all about the process of buying a house. They have made it their mission to make the whole process easy, stress-free, and enjoyable.

Calculate your Home loan repayments 

When it comes to their promise of giving their customers only the best, they surely do keep their word. This help comes in many forms but starts even before you apply for a loan online. On their website, they have made available a list of handy tools.

You can calculate your borrowing power, your repayments, the influence extra payments will have on your loan, see how you can switch from fixed to variable options as well as compare loans.

Liberty Financial Product Details

  • Loan Type Property finance
  • Interest Rate 5.29 – 15.49% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 30 years

It’s Easy to Apply for a Home Loan with Liberty

Before you jump to the application part there are a few things you need to know. Liberty Financial will be ready to answer any questions that you may have during any part of the process.

Documents that you may need for your application: 

  • You will need to produce a valid form of photo ID.
  • A proof of your current address like a utility bill in your name.
  • You will have to have 3 months' payslips on hand.
  • Bank statements are also required to show all your income and expenses.

Having all of the above-mentioned documentation on hand will only speed up the application process. There might be a few extra documents required but Liberty Financial will let you know what they need.

Buying a home does not need to be complicated when you choose Liberty Financial. Listed below are a few of the steps that you need to follow, in order to make your ideal house your new home.

Step one:

Carefully consider what your ideal home will look like. You may want to see what is available currently and decide on the one you like. Things to consider are size, location, and affordability.

Step two:

Once you have found the home you like you can get in touch with a Property Financial consultant that knows a whole lot about purchasing a property. This individual will guide you through the process of getting a loan pre-approval. 

Step three:

After you have provided them with the relevant details and documents for your application you will then receive your pre-approval. With your pre-approval in hand, you can easily make an offer on a home of your choice.

As soon as your offer is accepted the full approval process will then follow.

Make the easy choice and get a Home loan 

There is no need to feel left out when you want to buy a home. Liberty Financial has made many Kiwi's dreams of becoming homeowners a reality and they can for you too. With the goal of improving life for everyone, they help people, one mortgage at a time.

Now is the best time to work on your future. Speak to Liberty Financial and see what they can offer you.

Benefits of a mortgage from Liberty Financial 

  • Fast pre-approval.
  • Helpful tools and calculators.
  • Competitive terms, interest rates and fees

Customer Reviews & Testimonials

January 2020

Liberty Financial afforded me my dream home with realistic interest rate prices.

Jenner T
— Hinuera —

March 2020

Applying for a Liberty Financial home loan was not only easy, but it was also quick.

Mellisa B
— Hokitika —

November 2020

Buying our first home was a scary thought. We didn't know where to begin. My parents told us about Liberty Financial and we approached them for our home loan. They are a great company and the sta...

Wilson E
— Wellington —

October 2021

It was a dream come true to finally be able to call ourselves homeowners. We would never have been able to achieve this without the help of Liberty Financial. We are super excited to be a part of...

Anderson B
— Auckland —

March 2022

We would just like to thank Liberty Financial from the bottom of our hearts for the great service they gave us. Right from the start, they were hands-on and ready to assist with all our questions...

Brown C
— Dunedin —

Liberty Financial Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 08.30 – 17.00
  • Tuesday 08.30 – 17.00
  • Wednesday 08.30 – 17.00
  • Thursday 08.30 – 17.00
  • Friday 08.30 – 17.00
  • Saturday – Closed
  • Sunday – Closed