Kiwi Bank

About Kiwi Bank

Kiwi Bank is a bank that loves its country and loves it’s people.

We strive to offer you the best and most competitive credit and banking solutions so that you can achieve more, pay less and save both time and money. From credit cards to home loans we offer products and services of the highest quality!

Putting our Experience to Good Work

With so many years in the mortgage business we know what our customers need and we know the best industry practices and processes and are able to put this knowledge and experience to work for you. So, whether you're looking to finance your first home or refinance your second - we offer you the best that the financial world has to offer!

What Kiwi Bank can offer you

We offer fixed rate home loans with fixed rates of 6 months or 1,2,3, 4 or 5 year fixed interest rates which allows you to budget better and rest assured that your repayments will stay the same for the chosen time period.

We require a minimum of 20% deposit in order to approve a loan application but can help those with less through the Welcome Home Loan scheme.

Flexible Home Loans at Affordable Rates

Kiwi Bank offers customers home loans at highly affordable rates from just 4.29%. If you're looking for a home loan that can be tailored to your unique needs than we're the lender you've been looking for. Our requirements are less stringent than those you'll find at a bank and we offer a complete online loan application.

In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Interest rate From 4.29% to 5.30% per annum
  •  Loan term minimum 1 year
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

Why Getting a Home Loan with the Bank that Cares is Best

Kiwi Bank knows just how important of a financial milestone owning your home is.

We make it easy for you to understand the loan application procedure, the requirements and the interest and fees that will be applicable to your loan. We recommend that you make use of our various loan calculators and resources designed to help you identify and get the best mortgage possible.

Preparing your Home Loan Deposit

In order to apply for a home loan you will have to provide a 20% deposit. If you're not quite there yet and would like to start saving for your deposit you can make use of our high interest savings and investment accounts which are designed to get you there faster. Find out more about these accounts on our website and start making your dreams a reality! 

Eligibility & Requirements

Other Products & Services

  • Home Loans
  • Personal Loans
  • Car Loans

Contact Details

  •  0800 081 190
  •  09 629 2843
 Visit Website


 Physical Address

  • 969 Dominion Road, Auckland, Auckland, 1041, New Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday 09:00 – 12:00
  •  Sunday Closed –