About HSBC

At HSBC we offer a range of financial products and services that are second to none in New Zealand.

From car loans to home loans and credit cards - our low rates, affordable fees and innovative products will help you achieve your dreams and goals faster! We're a leading lender because we're always asking the right questions and doing more for our customers!

Get a Great Deal on your Mortgage

HSBC is an international company which has millions of clients across the globe and is the first international bank to be granted a licence to operate in New Zealand. Our sheer size and reach means we are able to offer you home loan deals at lower rates, innovative technology to stay on top of your accounts and some of the fastest and securest banking technologies in the world.

What HSBC can offer you

At HSBC New Zealand we like to combine our international reach, technology innovations with good knowledge of the local market and it’s most pressing needs.

Whether you’re looking for a home loan, a business loan or a personal loan we can provide you with great rates, advanced technology and innovative solutions to keep you moving!

Flexible Home Loans

At HSBC New Zealand we offer a range of flexible home loan solutions from floating rate mortgages to low rate fixed rate home loans, we offer the widest and most competitive range of solutions for New Zealanders. With years of experience and thousands of happy customers - we walk the talk! 

In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Interest rate From 4.19% to 5.59%
  •  Loan term minimum 1 year
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

Applying for your First Home Loan with HSBC

All applicants must first verify that they meet our minimum lending requirements which are available on our website.

While you’re there you can also have a look at the home loan options we have listed on our website as well as see all the applicable fees and charges that go along with a new mortgage. This includes legal fees, builder’s reports and valuations fees.

Here for you Every Step of the Home Buying Process

Buying your first home is certainly full of new and sometimes daunting things. With HSBC we make things simple and support you each and every step of the way. If you're ready to discuss your options simply make contact with us by filling in an online enquiry form, visiting us in branch or calling us and we will help you get started!

Eligibility & Requirements

Other Products & Services

  • Everyday Banking
  • Home Loans

Here’s a short video about HSBC

Contact Details

 Visit Website


 Physical Address

  • Level 7, HSBC House, 1 Queen Street, Auckland, Auckland, 1023, New Zealand

 Postal Address

  • PO Box 5947, Wellesley Street, Auckland, 1023, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –