ASB Bank

About ASB Bank

ASB Bank is one of New Zealand's oldest and most competitive banking corporations. Since our incorporation we have not stopped growing and innovating - trying to find better ways to do banking and lending.

We offer a range of business and personal loans that help our customers and communities grow.

Developing Long Term Relationships

At ASB Bank we strive to develop a long term relationship with the individuals, businesses and corporations that turn to us for their personal and business lending needs. Whether you’re a start-up entrepreneur looking to expand on your newly found success or a newlywed couple looking to refurbish your home we can help you.

What ASB Bank can offer you

At ASB Bank we offer personal loans, business loans, savings and investment accounts as well as mortgages with some of the most competitive rates in the country.

You can view our list of products and services and find out more information on your options on our website or by visiting us in branch to speak to a bank manager.

Our Affordable Home Loans

Whether you want to buy your first home or move house ASB Bank offer a range of flexible and affordable mortgages designed for kiwi families. With interest rates as low as 4.29% and fixed rate, floating rate and evolving line of credit home loans you can find the perfect option for your needs.

In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Interest rate From 4.29% to 6.55%
  •  Loan term maximum 30 years
  •  Online application
  •  In-store application

Understanding ASB's Range of Home Loan Options

Our fixed rate mortgage offers you a fixed interest rate for a period of between 6 months and 5 years after which the interest will revert to a floating or variable interest rate.

These loans are ideal for people who require predictable monthly repayments or are looking to secure a low rate for a given period of time.

Our Floating Rate Mortgages

While a fixed rate mortgage will give you more in terms of predictability a floating rate mortgage will offer you flexible repayment options which means you can make extra payments on your mortgage without experiencing any penalties. To speak to a mortgage manager about which option would suit your circumstances come and see us or contact us today! 

Eligibility & Requirements

Other Products & Services

  • Accounts & cards
  • Loans & Mortgages
  • KiwiSaver and Investments
  • Insurance
  • International & Foreign Exchange

Contact Details

  •   03 307 9360
 Visit Website


 Physical Address

  • Ground Floor, 166 Burnett Street, Ashburton, Canterbury, 7700, New Zealand

 Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday 09:00 – 16:30
  •  Sunday 10:00 – 16:00