NZ Personal Loans

About NZ Personal Loans

When looking for an online lender you need someone that understands you, someone that is reliable and someone that offers you good rates and fast service.

At NZ Personal Loans we tick all these boxes and can guarantees a quick and affordable personal loan to all of our customers - even those with bad credit.

A Versatile Loan

Whether you're looking for a car loan or a small short-term loan to take a much deserved holiday NZ Personal Loans can offer you a quick online solution like no other lender on the market. Taking out a cash loan with us means that you get the freedom to do the things that count - TODAY.

What NZ Personal Loans can offer you

With such competitive rates you can rest assured that you will be able to fit the quick loan into your budget with ease.

There is no reason to have to compromise on speed for affordability or vice verse - with NZ Personal Loans you get both and that's a promise we always keep!

Borrow up to $20,000

NZ Personal Loans offer personal cash loans of between $1,000 and $20,000 at rates that start from as low as 13.95%. You can select a loan term of between 6 and 60 months which means regardless of your budget you will be able to afford your loan repayments.

In a Nutshell

  •  Loan minimum NZ$1,000
  •  Loan maximum NZ$20,000
  •  Interest rate From 13.95% to 29.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 4 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Getting a Competitive Loan from NZ Personal Loans

Apart from our low rates and tailored packages we also have one of the best and most appreciated customer service standard in the country.

Unbelievably Competitive Rates

Since our rates are so competitive when compared with other online lenders in NZ - we often find that people cannot believe their eyes when they get their loan offers. We are a registered lender that strives to be transparent about our fees and just about everything else - and it's gotten us to the top!

Secured and Unsecured Loan Options

Although we offer both secured and unsecured loans the option that you will be able to obtain will depend on the loan amount and your credit history. Those with a bad credit history or those looking to consolidate debt will likely only be able to apply for a loan.

Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Bank statements

Other Products & Services

  • Personal Loans
  • Car Loans
  • Property Finance
  • Debt Consolidation Loans

Contact Details

 Visit Website Apply Directly


 Physical Address

  • 238 Broadway, Auckland, Auckland, 1023, New¬†Zealand

 Postal Address

  • P O Box 28 231, Remuera, Auckland, 1541, New¬†Zealand