My Finance

About My Finance

As a company that is devoted to our customers and constantly upgrading our products, processes and systems when you work with us you know that you're getting only the best personal loans the market has to offer.

We're here for the long haul and strive to develop a long term relationship with you.

A Lender that Understands You

Tired of being held down by red tape and lenders that just don't understand you? At My Finance we want to help you achieve financial freedom in the fastest and more simplified manners so, we do away with the red tape and consider each applicant based on their own circumstances and needs.

What My Finance can offer you

Do you want to consolidate your debt? Our small personal loans can offer you the means to do just that - combine all of your smaller, more expensive debts into one bigger, more affordable loans that allows for smaller monthly repayments.

Loan from $250 to $30,000

Are you looking for a personal loan of between $250 and $30,000? My Finance offers kiwis fast loans at low rates and flexible loan terms ranging from 3 months to 5 years. We offer loans via Instant Finance and offer both secured and unsecured loans online.



In a Nutshell

  •  Loan minimum NZ$250
  •  Loan maximum NZ$30,000
  •  Interest rate 20.89 % per annum
  •  Loan term minimum 3 months
  •  Loan term maximum 5 years
  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


How to Apply for a Personal Loan

If our services and loan offerings sound like the ideal solution for your needs than let's get started with the loan application process!

Our fast loans are certainly all-purpose and can be used for anything - no matter how small or big. From buying that bike that you've dreamed of owning for years to painting the interior and exterior of your home - our loans are suitable for just about anything.

Why Kiwis Choose My Finance

Customers choose to use us as their preferred lender because of a number of factors and this includes the following:

  • Longer loan terms for tighter budgets
  • Rate and fee transparency
  • Competitive rates
  • 100% online application
  • 5 minute application
  • great customer service and support

Eligibility & Requirements

  •  Over 18 but under 65
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal Loans
  • Car Finance
  • Debt Consolidation

Contact Details

  •  0800 385 385
  •  0800 329 693
 Visit Website Apply Directly