About Money Shop
Money Shop is a professional online lender that has been growing bigger and getting better with each passing day.
If you need a personal cash loan and have no time to waste waiting around for a bank or, perhaps you have a bad credit record, we can assist you.
Rock-Solid Products and Benefits
We don't take chances where chances shouldn’t be taken. From our rock-solid fast loan products which offer a mix of affordability, flexibility and convenience to our staff who are all experts in their respective fields when you deal with Money Shop, you're dealing with the best.
What Money Shop can offer you
Our services are all about speed and convenience.
As a smaller lender we don’t offer the same rates that the big banks do but, we offer you the short-term loan you need in a fraction of the time. This means that you no longer have to wait around for someone to contact you - all you do is apply and wait for the cash.
Lend anything from $200 upwards
At Money Shop you can apply for a personal loan 100% online. We offer loans from $200 all the way to $20,000 in both secured and unsecured forms. Our current annual interest range is between 29.95% and $20,000 and our loan term start at 6 months and end at 7 years.
In a Nutshell
- Loan minimum NZ$200
- Loan maximum NZ$20,000
- Interest rate From 29.95% to 34.95% per annum
- Loan term minimum 6 months
- Loan term maximum 7 years
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
What a Loan from the Money Shop can be Used for
Many people wonder if there are any restrictions when it comes to what they can use the personal loan for but, we're glad to tell you there simply aren't.
From having a leaky roof fixed, from replacing a geyser and paying for a medical procedure to financing a car and consolidating debt - the options are limitless.
What's Involved in Applying for a Loan
Applying for a loan involves nothing more than filling out a form that asks you for details such as your name, surname, address, occupation, income and expenses and, providing necessary supporting documentation which includes your ID, bank statements, pay slips and proof of residence.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Quickfix Loans
- Personal Loans