About Lifestyle Finance
We offer kiwis from different income groups and backgrounds affordable personal cash loan that they can apply for in just minutes.
We believe that no matter who you are and what your circumstances may be - you deserve access to credit when you need it.
Our Staff - Our Successes
Apart from our fantastic short term loan rates and terms - you will find that Lifestyle Finance has some of the most capable and experienced staff in the country. You will always be dealt with in a respectable and efficient manner - with one of our service agents never too far behind you.
What Lifestyle Finance can offer you
We offer affordable personal loans online and a simple application that takes only a few minutes to get through.
Our services are superior to our competitors because we're more affordable, faster and offer the most professional service.
A Loan that Fits your Lifestyle
We offer both secured and unsecured fast cash loans that range from as little as $10,000 to $50,000. Our interest rates also vary depending on the applicants credit and start from as little as 13.95% per annum. Our maximum interest rate is 28.95% and we offer loan terms of up to 5 years.
In a Nutshell
- Loan minimum NZ$10,000
- Loan maximum NZ$50,000
- Interest rate from 13.95% to 28.95% per annum
- Loan term minimum 12 months
- Loan term maximum 5 years
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
Apply for a Loan Online and Get a Decision in 2 Hours
When choosing a loan amount and term you should always consider how much you can afford to repay in installments every month.
If you take out a larger loan you will have to either have a bigger disposable income or select a longer personal cash loan term to lower the monthly installment amount.
Nervous About Making a Loan Application?
While it may be nerve wrecking for a first time applicant to apply for a loan Lifestyle Finance is here to help you every step of the way and ensure that your experience is a good one. We will be able to process your loan request in a few hours and ensure you get your loan within 48 hours.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Earning a stable income
- Credit check
- Active NZ bank account
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Classic Car Finance
- Personal Loans