Kiwi Bank

About Kiwi Bank

We're one of the oldest and most popular banking firms in the country, not only because of our competitive services and financial products but, because we insist on delivering only the best customer service to all kiwis.

Choosing us means you choose progress, innovation and great service!

Welcoming New Customers

Whether it's your first time using Kiwi Bank or whether you're a longtime client of ours, you are welcome to apply for a loan with us. You can use this loan to buy a car, renovate your home or even buy furniture and appliances for your new home with a personal loan from Kiwi Bank.

What Kiwi Bank can offer you

With large loan amounts and low rates - there is simply no reason to look anywhere else.

If you're need a fast loan apply online by logging into your online banking and we will have you sorted in no time. If you've already been conditionally approved simply follow the link to approve the loan!

Our Personal Loan Rates and Details

Our current rates for personal loans range from 16.95% to 18.95% per annum - which are among the lowest and most competitive rates on the NZ market. We offer loans from $2,000 up to $10,000 and we have a 48 hour turnaround time. Our loan terms are flexible and range from 6 months to  years - making our loans super affordable for all kiwis.

In a Nutshell

  •  Loan minimum NZ$2,000
  •  Loan maximum NZ$10,000
  •  Interest rate From 16.95% to 18.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 7 years
  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Get a Low Rate Personal Loan Today

Personal loans are idea for financing the purchase of a car, consolidating debt and even refurbishing your kitchen.

We offer you the best of the best - 100% online.

Selecting an Ideal Loan Amount and Term

The need to strike a balance when it's time to calculate your ideal loan amount it's best to do this based on both how much you need and how much you can afford in repayments per month. The bigger the personal loan amount the lower the rate but, the longer you will have to pay interest.

Quick Response and Approval Times

When you complete an application with Kiwi Bank you will not have to wait long to hear from us. We will contact you to request supporting documents and gather any additional necessary information. While we process the quick loan application all you need to do is kick back and relax!

Eligibility & Requirements

  •  Stable address history
  •  Over 18 but under 65
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Everyday Accounts
  • Saving Accounts
  • Home Loans

Contact Details

  •  0800 081 190
  •  09 629 2843
 Visit Website


 Physical Address

  • 969 Dominion Road, Auckland, Auckland, 1041, New¬†Zealand

 Postal Address

  • Private Bag 39888, Wellington mail Centre, Lower Hutt, 5045, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 17:00
  •  Tuesday 09:00 – 17:00
  •  Wednesday 09:00 – 17:00
  •  Thursday 09:00 – 17:00
  •  Friday 09:00 – 17:00
  •  Saturday 09:00 – 12:00
  •  Sunday Closed –