Frontier Finance

About Frontier Finance

As a lender who has been in the business for multiple years we've been able to consistently improve on our service offerings and achieve a balance between speed, affordability and flexibility like no other online lender in New Zealand.

If you choose us you will get a loan that truly meets your needs.

Secured Personal Loans

In addition to personal cash loans and short term loans we also offer debt consolidation and car loans. Our loans can be secured against the equity in your home and our secured loans can provide you with a bigger loan amount and lower the interest rate you will be offered.

What Frontier Finance can offer you

If you need a loan amount that is bigger than $5,000 then you may be interested in our secured loans which offer up to $1 million.

Secured bad credit loans are available to people who have bad credit and even those who have been bankrupt in the past. If you don’t qualify for a loan at a bank we can help you!

Borrow up to $1 million

We offer unsecured loans of up to $5,000 and secured loans up to $1 million. If you're looking for a personal loan that is flexible, affordable and convenient our loan amounts and loan terms will certainly do the trick!



In a Nutshell

  •  Loan minimum NZ$1,000
  •  Loan maximum NZ$1 million
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 24 to 72 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment


How to Apply for a Loan with Frontier Finance

If you have any questions or concerns regarding your personal cash loan please contact one of our agents by emails or telephone - we're glad to help and provide support where it's needed!

Getting to Know us

Prior to applying for a loan via our website we recommend that you read through the information provided on our website so that you can ascertain that our products are ideal for you.

An Easy and Quick Loan Application

While banks make lending a stressful and difficult process online lenders like us make it easy and quick! This entire process will take you only 10 minutes and you can have the money credited within 72 hours. If you have any questions or comments you can email or call us at any time.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Can you provide security
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loans
  • Vehicle loans
  • Freedom loans
  • Debt consolidation
  • Property loans

Contact Details

 Visit Website