BNZ Bank

About BNZ Bank

We're one of the most well known and respected banks the country and offer customers credit cards, debit cards, personal loans, car loans and home loans, along with many other useful and competitive services such as Forex and international money transfers.

Competitive Rates and Flexible Terms

With one of the best and most advanced banking infrastructures in the country, BNZ Bank truly moves mountains and, when it comes to personal loans we offer some of the best products and some of the most competitive rates and flexible terms - so you get more for less every time.

What BNZ Bank can offer you

With such flexible terms and competitive rates on our fast loans, BNZ Bank is confident that you'll find our services more convenient and affordable than those you'll find elsewhere.

In addition, we will always consider you on an individual basis and not just as another number.

About our Flexible Loans

We offer flexible personal loans from $1,000 to $30,000 at an affordable interest rate of 17.85% per annum. You can choose a loan amount and loan term that fits your needs and budget precisely - we're a flexible lender and will always do our best to customize each and every loan.

In a Nutshell

  •  Loan minimum NZ$1,000
  •  Loan maximum NZ$30,000
  •  Interest rate 17.85% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 72 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Budget Friendly Personal Loans with BNZ Bank

Our loans can be utilized as a debt consolidation solution since they are competitively priced and even available to people a few missed payments in their past.

You also do not need to provide security to obtain a small loan at BNZ Bank which means that you can qualify easily.

Quick Loan Application and Turnaround Times

When you apply for a cash loan from BNZ Bank we will only request your basic details and ensure that your application is processed quickly and accurately. These details include your name, address, contact details and employment information as well as all the necessary supporting documents.

Eligibility & Requirements

  •  Stable address history
  •  Over 18 but under 65
  •  Must be under 65 years old at the end of loan term
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Everyday Banking
  • Credit Cards
  • KiwiSaver
  • Home Loans
  • Investments
  • Personal Loans
  • insurance

Contact Details

  •  0800 275 269
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 Physical Address

  • 262 Queen St, Auckland, Auckland, 1010, New¬†Zealand

 Postal Address

  • Private Bag 39806, Wellington Mail Centre, Lower Hutt, 5045, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 16:30
  •  Friday 09:00 – 16:30
  •  Saturday Closed –
  •  Sunday Closed –