ASB Bank

About ASB Bank

When you're looking for a bank to offer you a personal loan - be it to purchase a car or take the family away on holiday - our products will prove to be the most affordable, convenient and flexible.

ASB Bank has a long and well-documented history and serves its customers so well because it has grown with the country.

The Cream of the Crop

When it comes to competitive rates ASB offer kiwis the cream of the crop. You simply can't access a more affordable interest rate than that which we offer. Being such a competitive lender, both existing and new customers choose us when  they need a quick loan.

What ASB Bank can offer you

When you're looking for a banking and lending service provider in New Zealand - chances are you're looking for more than just one factor.

From online technology and speed to affordable rates and flexible terms - you need a lender that does more than just make empty promises - and now you've found us!

Our Secured and Unsecured Loans

With ASB you can get a loan that is tailored to suit your specific needs whatever your budget. We offer both secured and unsecured personal loans from $2,000 to $40,000 that you can use for just about anything from debt consolidation to buying a new car. Our interest rates start from as low as 12.95% - a rate like no other!

In a Nutshell

  •  Loan minimum NZ$2,000
  •  Loan maximum NZ$40,000
  •  Interest rate 12.95% to 17.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 7 years
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

Access the Best Personal Loan Rates in New Zealand

You deserve a lender that will treat you well and offer you a competitive loan, a simple online loan application and ongoing support - and that's exactly what ASB offer you.

Quick Cash Online with ASB

While we've all been conditioned to believe that finance has to be complicated, ASB is slowly changing this misconception by providing customers with affordable and quick cash loans online. Just because you have no time to queue at the bank does not mean that you have to accept services that are below prime.

Implications of Non-payment

Although you will incur a penalty if you do not make your loan repayments on time you can avoid this by contacting us when you have any trouble repaying the loan. We will then work out a different loan repayment schedule and try to help you sort things out without legal action.

Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  Must be under 65 years old at the end of loan term
  •  NZ resident
  •  Earning a stable income
  •  Credit check
  •  Good credit history
  •  Active NZ bank account
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Accounts and cards
  • Insurance
  • Loans and Mortgages
  • KiwiSaver and Investments

Contact Details

  •  0800 803 804
 Visit Website


 Physical Address

  • 12 Jellicoe St, Auckland, Auckland, 1010, New Zealand

 Postal Address

  • P.O. Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  •  Monday 09:00 – 16:30
  •  Tuesday 09:00 – 16:30
  •  Wednesday 09:00 – 16:30
  •  Thursday 09:00 – 19:00
  •  Friday 09:00 – 16:30
  •  Saturday 09:00 – 16:30
  •  Sunday 10:00 – 16:00