Rating based on 512 reviews
About ASB Bank
When you're looking for a bank to offer you a personal loan - be it to purchase a car or take the family away on holiday - our products will prove to be the most affordable, convenient and flexible.
ASB Bank has a long and well-documented history and serves its customers so well because it has grown with the country.
The cream of the crop
When it comes to competitive rates ASB offer kiwis the cream of the crop. You simply can't access a more affordable interest rate than that which we offer. Being such a competitive lender, both existing and new customers choose us when they need a quick loan.
What ASB Bank can offer you
When you're looking for a banking and lending service provider in New Zealand - chances are you're looking for more than just one factor.
From online technology and speed to affordable rates and flexible terms - you need a lender that does more than just make empty promises - and now you've found us!
Our secured and unsecured Loans
With ASB you can get a loan that is tailored to suit your specific needs whatever your budget. We offer both secured and unsecured personal loans from $2,000 to $40,000 that you can use for just about anything from debt consolidation to buying a new car. Our interest rates start from as low as 12.95% - a rate like no other!
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In a Nutshell
- Average processing time 24 hours
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
At ASB Bank we make it easy for you to get a personal loan
You deserve a lender that will treat you well and offer you a competitive loan, a simple online loan application and ongoing support - and that's exactly what ASB offer you.
Quick cash online with ASB
While we've all been conditioned to believe that finance has to be complicated, ASB is slowly changing this misconception by providing customers with affordable and quick cash loans online. Just because you have no time to queue at the bank does not mean that you have to accept services that are below prime.
When you apply for our online loan
Please note that if you are applying for one of our loans whether it be a personal loan, Business loan or a mortgage loan for your house you will need to be over the age of 18 years and you will also need to earn more than 20000 dollars per year.
Trust us to find the perfect loan for you
Our company will go out of our way to find the perfect loan for you, we do not just offer loans we offer you to have our credit card services as well and that is why we say if you are looking for a loan we will help you get the best at the best prices.
Rates and interest
We have many services that we offer from our credit cards to our loans and insurance and more. If you would like to know the rates that we charge you can ask us on email or phone and we will let you know per the item you are applying for rates.
You can use our app
Yes, you can download the app and use it to monitor your loan or your cards. You can see how much money is coming in and going out. As soon as you have applied for a loan we will send you the link for the app and you can download the app to your smartphone.
Eligibility & Requirements
- Stable address history
- 18 years or older
- Must be under 65 years old at the end of loan term
- NZ resident
- Earning a stable income
- Credit check
- Good credit history
- Active NZ bank account
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Accounts and cards
- Loans and Mortgages
- KiwiSaver and Investments
Customer Reviews & Testimonials
When I was applying for my first loan I had the help of ASB they explained all the steps and I applied and got my loan instantly
— Auckland —
I applied for a personal loan with ASB Bank, I got approved right away!
— Christchurch —
When I applied for my loan I got my reply instantly and the loan was deposited into my bank account, what quick service thank you ASB
— Dunedin —
- 0800 803 804
- 12 Jellicoe St, Auckland, Auckland, 1010, New Zealand
- P.O. Box 35, Shortland Street, Auckland, 1140, New Zealand
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 19:00
- Friday 09:00 – 16:30
- Saturday 09:00 – 16:30
- Sunday 10:00 – 16:00