Seed Cash

Seed Cash is a Registered Financial Service Provider / FSP423226

About Seed Cash

Responsible lending means more than just conducting affordability checks before approving customers for a loan.

To us it means ensuring that customers get treated fairly and are not overcharged or taken advantage of. We are a well-established and respected online lender that offer affordable quick loans to Kiwis nationwide.

Same Day Loan Delivery

Since we're an online lender we know that our customers want nothing more than to get the payday cash loans they need - FAST. To achieve quick loan approval times we have streamlined out application form and processes to arrive at the system which we now use. This system is so effective most of our customer receive their loans on the very same day!

What Seed Cash can offer you

When expenses show up when least expected and you don’t have an emergency fund to deal with it - get a personal loan from us and make money one less thing you have to worry about.

From dealing with a burst geyser to paying your medical aid premiums when you just don’t have enough - our loans can help you deal with any cash need.

Small Loan For Cash Emergencies

Payday loans are certainly not a solution for long standing financial problems but when unexpected expenses come up or you just can't save enough money to buy that household appliance that you need so badly - they can be a life saver. We offer fast online loan designed to help you when you're broke.

In a Nutshell

  •  Loan minimum NZ$100
  •  Loan maximum NZ$1,500
  •  Interest rate 299.3% per annum to 438% per annum
  •  Loan term minimum 7 days
  •  Loan term maximum 45 days
  •  Average processing time 2 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Applying For A Loan Via Our Website

With Seed Cash you can certainly afford a payday loan since we offer flexible loan terms that can modify your repayments to be affordable.

This means that you can afford a larger loan amount even if you do not have a big income or you have many expenses.

Get your Payday Loan Today

To apply simply visit our website and click on the "apply now" tab which will direct you to our concise online loan application form. Here you will have to fill in your personal information, address, telephone number and income and expenses information. You will also have to upload your driver's licence, 3 months bank statements and proof of address!

Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income
  •  Credit check
  •  Active NZ bank account
  •  Active email address
  •  Mobile
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Instant Loans NZ
  • Payday Cash Advance NZ
  • Small Cash Loans NZ
  • Unsecured Loans NZ
  • Emergency Loans NZ
  • Fast Cash Loans NZ
  • Bad Credit Loans NZ
  • Quick Cash Loans NZ

Here’s a short video about Seed Cash

Contact Details

 Visit Website Apply Directly


 Physical Address

  • Level 14, 41 Shortland St, Auckland, Auckland, 1010, New Zealand

 Postal Address

  • PO Box 105680, Auckland Centre, 1143, New Zealand