About Payday Loan
We offer payday loans online that are easy to apply for and can be credited into your bank account on the very same day.
You can apply with us even if you have bad credit as we focus on affordability and not solely on your credit history.
Dedicated to Providing Great Service
Payday Loan ensures that when you need a little extra cash you can get it with ease and at a reasonable rate. Whether you need to pay bills or make a small purchase our quick loans can help you do it quickly. What makes us truly different to other lenders is our sheer dedication to providing the best customer service.
What Payday Loan can offer you
We're a responsible lender that is registered with the relevant government body - so when you use our services and take out a short-term loan with us you can rest assured that you're dealing with a reputable and well-established company that is transparent.
About our Payday Loans
We offer one of the quickest turnaround times on payday loans of between $100 and $1,000. You can repay your loan in terms that match your pay cycle and we allow customers to repay their loans early and save money if they are able to do so.
In a Nutshell
- Loan minimum NZ$100
- Loan maximum NZ$1,000
- Interest rate 693.5% per annum
- Loan term minimum 7 days
- Loan term maximum 42 days
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Since our loans are available entirely online and you can enjoy instant approval - the rates we offer are higher than those offered by banks on their personal loans.
Considering this, these loans are only ideal for emergency situations and temporary cash flow issues.
How to Repay the Loan
You will generally receive your loan within one business day. This is ideal since you will be able to access the money quickly and easily and then proceed to make the necessary payments or purchases. Repayment is simple - the payday loan will be deducted directly from your account on the agreed day.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Bank statements
- Proof of address