My New Zealand Payday

About My New Zealand Payday

No one likes to be taken for a ride and, when it comes to lending most customers feel that their bank is doing just that.

When you use My New Zealand Payday you can rest assured that regardless of your credit status you will be approved for a payday loan.

Get out of a Tight Spot

Our personal micro loans are designed to offer people a fast way to get out of a cash shortage. They are not designed for prolonged usage and are amongst the most convenient and quick cash loans in the New Zealand lending market.

What My New Zealand Payday can offer you

If you need an emergency loan of between $100 and $1,500 My New Zealand Payday can offer you a short-term loan - 100% online.

Although we are a payday lender - we are registered with the NZ government and abide by a strict code of conduct - so you can rest assured that we're reliable.

Unbelievable Simple and Quick Loan Application

If you're looking for a quick cash loan online - My New Zealand Payday's loans are just the right solution. You simply select your loan amount and loan term, fill in a quick application form and upload your supporting documents and we will then process your request and send you the money.



In a Nutshell

  •  Loan minimum NZ$100
  •  Loan maximum NZ$1,500
  •  Loan term minimum 2 days
  •  Loan term maximum 42 days
  •  Average processing time 30 minutes
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


We're a Flexible Lender and it Shows

People who have bad credit cannot access personal loans from banks but, at My New Zealand Payday we still consider their applications as we would anyone else.

Regardless of your credit history we will be able to assist you with a small loan - simply visit our site to make your application.

Making your Online Application

To apply for a payday loan quickly all you need to do is visit our website, navigate to the application page and fill in the form. This should take you only 5 minutes and is simple since we have made use of drop down menus to make the completion easier and quicker.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Payday Loans

Contact Details

 Visit Website Apply Directly

Opening Hours

  •  Monday 08:00 – 20:00
  •  Tuesday 08:00 – 20:00
  •  Wednesday 08:00 – 20:00
  •  Thursday 08:00 – 20:00
  •  Friday 08:00 – 20:00
  •  Saturday 08:00 – 20:00
  •  Sunday 08:00 – 20:00