Cash in a Flash

About Cash in a Flash

Banks are not willing to offer small short-term loans because it doesn’t make sense for them financially and from an operational perspective and that's where lenders like us come in.

We offer affordable payday micro-loans to Kiwis in the blink of an eye!

A Dedicated Team of Professionals

With Cash in a Flash you can get an instant payday loan by applying online through our website. We have a dedicated team of professionals who are standing by to assist you with your every need - from choosing the optimum loan amount to filling out the application form and getting your money transferred.

What Cash in a Flash can offer you

At Cash in a Flash you can get a loan of between $100 and $1,000 on the very same day that you apply.

Our quick loans are ideal for emergency and short term cash flow shortages and not for long term needs. Applying is simple and you can get your loan in just 30 minutes after approval.

Get you Loan on the Same Day!

Our loans offer customer small amounts at reasonable rates. These loans are optimal for taking care of emergency expenses such as an invoice for a car repair or a medical bill that needs to be taken care of. You can apply for the payday loan online and have it credited to your account within 1 hour.



In a Nutshell

  •  Loan minimum NZ$100
  •  Loan maximum NZ$1,000
  •  Interest rate From 438% to 584% per annum
  •  Loan term minimum 2 weeks
  •  Loan term maximum 6 months
  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration


Ger a Payday Loan - Quick and Easy Application

In order to approve you for a small personal loan you will have to provide us with your most recent payslips or your 3-month bank statements, your ID and completed loan application form.

This can be sent to us by email or uploaded as part of the online application.

Processing your Loan Application

Once you've chosen your ideal loan amount and completed the loan application form we will then process it and inform you of whether we can approve your request. This will usually be done in 1 hour or less and we can even transfer the funds on the very same day.


Eligibility & Requirements

  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Contact Details

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